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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144131 reviews)

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4.73

Based on 144,131 reviews, last reviewed 21st Jun 2026

4289200% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a general godsend PayPal is a general godsend for online purchases and marketplaces. Adding extra layers of protection from scammers and such. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144131)

Always a great experience.

Always a great experience. Easy and simple to use. Reviewed on: 17th April 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. Payments are processed quickly, and I feel confident using it for online purchases due to its security features. Overall, I am satisfied with PayPal. It is a simple and secure platform that makes online payments straightforward and stress-free. Reviewed on: 17th April 2026

Love paying through PayPalI

I only buy from online service providers that offer to pay through PayPal because I know that they have carried out their due diligence. I love the dispute resolution process and the fact that you have an option to pay in three instalments or four months at 0%. Reviewed on: 17th April 2026

Can’t fault PayPal for anything when it comes to spe...

Can’t fault PayPal for anything when it comes to spending online always keep my purchases safe and secure Reviewed on: 17th April 2026

Easy to manage your payment s, very flexible for fin...

Easy to manage your payment s, very flexible for financial reasons. Reviewed on: 17th April 2026

Quick decision and low APR offers at all times

Quick decision and low APR offers at all times Reviewed on: 17th April 2026

Seamless and simple.

Seamless and simple. A very easy way to send money to family. And a very secure way to pay for good on websites that are unfamiliar. Reviewed on: 17th April 2026

Always use PayPal as I feel confident that purchasin...

Always use PayPal as I feel confident that purchasing online is protected Reviewed on: 17th April 2026

I have had no issues using PayPal

I have had no issues using PayPal and find it a convenient way to pay people who i may not have the bank transfer details of Reviewed on: 17th April 2026

Very helpful explanation for all given clearly

Very helpful explanation for all given clearly Reviewed on: 17th April 2026

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