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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,228 reviews, last reviewed 30th Apr 2026
1819700% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and understand. Easy to use and understand. Easy to track and manage through the app Reviewed on: 30th April 2026
Roarforge's avatar
Roarforge

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90228)

Seamless service

5
Seamless service all through my dealings with PayPal Reviewed on: 6th June 2024
Davies E's avatar
Davies E

Easy to use app and convenient , any time I’ve conta...

5
Easy to use app and convenient , any time I’ve contacted customer service I’ve had good treatment and resolutions Reviewed on: 6th June 2024
Ross M's avatar
Ross M

Added finance flexibility and has the option of pay...

5
Added finance flexibility and has the option of pay in 3 if needed be or a longer term payment over time. Reviewed on: 6th June 2024
Manolito B's avatar
Manolito B

Excellent service.

5
Excellent service. Especially 4 months interest free service and pay in 3. Reviewed on: 6th June 2024
Rashid M's avatar
Rashid M

Great al round user experience

5
Easy to use. Good security. Good customer service. Reviewed on: 6th June 2024
Victoria A's avatar
Victoria A

It’s very safe with PayPal and mind settling

5
It’s very safe with PayPal and mind settling Reviewed on: 6th June 2024
Toyin's avatar
Toyin

Excellent service, very useful for larger purchases

5
Excellent service, very useful for larger purchases Reviewed on: 6th June 2024
Heather B's avatar
Heather B

Amazing through the years.

5
Amazing through the years. Been on PayPal for several years now,all I have to say is...Brilliant. Reviewed on: 6th June 2024
Luis M's avatar
Luis M

Pay is a real Pal

5
No fuss quick transactions & everything is clear Reviewed on: 6th June 2024
Bill S's avatar
Bill S

PayPal credit and pay in 3 payments are just brillia...

5
PayPal credit and pay in 3 payments are just brilliant and allow me to budget and buy items sooner than I thought I would be able to afford. I also like the reassurance that PayPal gives me when purchasing items online as PayPal will take up a dispute with a seller if I have any problems Reviewed on: 6th June 2024
Valerie J's avatar
Valerie J

Review PayPal: PayPal Credit now

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