Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,350 reviews, last reviewed 30th Apr 2026
1825550% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use as needed and manage on the... Very easy to use as needed and manage on the app Reviewed on: 30th April 2026
Fran B's avatar
Fran B

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90350)

Always a great service to use, quick and easy transa...

5
Always a great service to use, quick and easy transactions! Reviewed on: 6th June 2024
Philip B's avatar
Philip B

If there as ever been a problem paypal swiftly deals...

5
If there as ever been a problem paypal swiftly deals with the situation Reviewed on: 6th June 2024
Wayne l's avatar
Wayne l

Excellent, great service and so comfortable

5
Excellent, great service and so comfortable Reviewed on: 6th June 2024
aleksejs reizers's avatar
aleksejs reizers

PayPal, quick, easy and fair

5
PayPal have settled difficult disputes quickly and fairly and the app is quick and easy to use. Reviewed on: 6th June 2024
T C's avatar
T C

PayPal makes buying things easier and safer!

5
PayPal makes buying things easier and safer! 100% would recommend! Reviewed on: 6th June 2024
danielbarnett91's avatar
danielbarnett91

They have always been the most helpful and easy to use.

5
They have always been the most helpful and easy to use. The app is great and the credit serive is also easy to use and has improved my credit rating. Reviewed on: 6th June 2024
Mark 's avatar
Mark

Iv been with paypal for a few years and if iv ever h...

5
Iv been with paypal for a few years and if iv ever had to ring them they have been very helpful i like the pay in 3 as it helps with finances and with the cost of living its a real help Reviewed on: 6th June 2024
Linda N's avatar
Linda N

Wen you need to buy something, PayPal is there

5
Wen you need to buy something, PayPal is there Reviewed on: 6th June 2024
Rolands Kondrats's avatar
Rolands Kondrats

I have found PayPal great

4
I have found PayPal great however queries take long to process and get back to me however overall would recommend to family and friends. Reviewed on: 6th June 2024
Battling Victoria 's avatar
Battling Victoria

One of the most trustworthy place

5
One of the most trustworthy place Reviewed on: 6th June 2024
hamzamjb's avatar
hamzamjb

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill