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PayPal: PayPal Credit reviews

4.91
Based on 90,436 reviews, last reviewed 30th Apr 2026
1829400% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy banking Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026
Vicky 's avatar
Vicky

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026
Sarah James's avatar
Sarah James

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90436)

Happy happy

5
No hidden fees, low interest, great offers how to pay for items. Reviewed on: 6th June 2024

I love it Amazing helps a lot

5
Amazing helps a lot for paying bills and shopping. Paypal has made life easier Reviewed on: 6th June 2024

Good values, flexibility, not too bad APR

5
Good values, flexibility, not too bad APR Reviewed on: 6th June 2024

Excellent

5
I've been using PayPal credit for many years. If I've ever had a problem with a product or company they are quick to sort it out. It easy and convenient to use Reviewed on: 6th June 2024

Very good customer service.

5
Very good customer service. Always ready to help Reviewed on: 6th June 2024

Have used PayPal and PayPal credit and it's fabulous...

5
Have used PayPal and PayPal credit and it's fabulous,,have never had any problems with any service they provide top notch Reviewed on: 6th June 2024

Making payments with PayPal Credit have been amazing

5
Making payments with PayPal Credit have been amazing Reviewed on: 6th June 2024

Handy, easy, convenient.

5
Handy, easy, convenient. You should add more functionality by splitting the payments beyond 3. Reviewed on: 6th June 2024

Good experience, payment in 3 and 4 interest free in...

4
Good experience, payment in 3 and 4 interest free instalments are helpful Reviewed on: 6th June 2024

Use it regularly.

5
Use it regularly. Easy to keep track of when the 0% runs out Reviewed on: 6th June 2024

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