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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,542 reviews, last reviewed 30th Apr 2026
1834500% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing great experience, top company and great serv... Amazing great experience, top company and great service Reviewed on: 30th April 2026
Haroun R's avatar
Haroun R

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90542)

Great experience.

5
Great experience. smooth transactions Reviewed on: 6th June 2024
Loredana 's avatar
Loredana

No problem

5
Never had any problems with any issue raised. Reviewed on: 6th June 2024
Colin B's avatar
Colin B

Always easy and simple to use.

5
Always easy and simple to use. And goes through quickly Reviewed on: 6th June 2024
Colin W's avatar
Colin W

Nothing but good things to say!!

5
Used PayPal credit numerous times for larger purchases and I couldn’t be happier as it has allowed me to get the products I want, at a repayment plan that is suitable for me! Since it is so widely supported at the majority of retailer checkout points online this just couldn’t be better (except with a 6 month IFC option) Reviewed on: 6th June 2024
Thomas D's avatar
Thomas D

I couldn’t have asked for a better credit card.

5
I couldn’t have asked for a better credit card. I can pay for my items in 3 instalment without paying interest Reviewed on: 6th June 2024
Queen Bee's avatar
Queen Bee

Excellent service provider.

5
Excellent service provider. They are noted for superlative and world class delivery. Reviewed on: 6th June 2024
Olufemi Oyelami's avatar
Olufemi Oyelami

PayPal is excellent, allows you to spend the cost or...

5
PayPal is excellent, allows you to spend the cost or pay for something when you don't have the monet at the time Reviewed on: 6th June 2024
Dazman's avatar
Dazman

Paypal made my house a home

4
PayPal has allowed me to furnish my house and turn it into a home and a safe place for me and my family. The interest free really helped us get set up. Really amazing!! I couldn’t recommend it more highly, flexibility, simplicity and clear ‘no small print’. Reviewed on: 6th June 2024
Tom W's avatar
Tom W

Comes in handy being able to spread the cost

5
Comes in handy when you need to spread out a larger payment, 0% credit when I pay in 3. Or pay within a certain time frame. Reviewed on: 6th June 2024
AN's avatar
AN

So easy to work with, quick and very simple.

5
So easy to work with, quick and very simple. Transactions are so easy and the ability to see all your payments in one place is great. Reasonable financing options also make for affordable purchases. Reviewed on: 6th June 2024
Khaalid M's avatar
Khaalid M

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