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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144645)

Great experience with PayPal credit always tell you...

5
Great experience with PayPal credit always tell you exactly wha you need to know with no hidden details, highly recommend them to anyone looking for credit. Never had any issues and always been accepted no problem at all Reviewed on: 17th April 2026

Simple to use, straightforward.

4
Simple to use, straightforward. Good way to spread cost. Reviewed on: 17th April 2026

Always swift and clear in details and instructions

5
Always swift and clear in details and instructions Reviewed on: 17th April 2026

Good money provider.

5
Good money provider. Great credit terms and 3 mounts free credit is spot on Reviewed on: 17th April 2026

Extraordinary best outstanding

5
Extraordinary best outstanding above and beyond Reviewed on: 17th April 2026

Always been very helpful when problems with transact...

5
Always been very helpful when problems with transactions. Good flexible payment options. Trust worthy Reviewed on: 17th April 2026

Paypal costumer services has always exceeded

5
Paypal has always been excellent at resolving any issues that has arisen from my purchases. The service is second to none Reviewed on: 17th April 2026

Paypal make life easier

5
Paypal make it easy to pay online and I love the credit card and the low interests they carge. Reviewed on: 17th April 2026

PayPal has always been a good platform to use when s...

5
PayPal has always been a good platform to use when selling things on Facebook market place for example. It’s easy, safe and you know exactly where you information is protected. Reviewed on: 17th April 2026

At a time that I didn't know if I could or should ge...

5
At a time that I didn't know if I could or should get a credit card, PayPal Credit came to the rescue. I have used it multiple times and it's been a "life safer" for large purchases that I would otherwise wouldn't be able to afford at the time. Reviewed on: 17th April 2026

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