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PayPal: PayPal Credit reviews

4.91
Based on 90,634 reviews, last reviewed 30th Apr 2026
1838950% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the points and access to pay in 3 Love the points and access to pay in 3 Reviewed on: 30th April 2026
DexterF's avatar
DexterF

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90634)

Resolved

5
Excellent resolution had an issue with an item and it was resolved Reviewed on: 6th June 2024

Best service and value for money

5
Best service and value for money Reviewed on: 6th June 2024

Costumer service

5
When I call fir help with one of my transactions I did not receive the help that i need it . Reviewed on: 6th June 2024

I’ve never had a problem and if there was an issue t...

5
I’ve never had a problem and if there was an issue they sorted it. Reviewed on: 6th June 2024

Ease of use and flexibility .

5
Ease of use and flexibility . Easy and quick access for well needed purchases at the click of a finger. Reviewed on: 6th June 2024

Excellent service

5
Easy to use and flexible. Nicely split credit plan with 0% interest Reviewed on: 6th June 2024

Easy to use, no complaints so far :)

5
Easy to use, no complaints so far :) Reviewed on: 6th June 2024

Amazing.

5
Amazing. I use Paypal to pay most of my online purchases specifically because of their purchase protection plan. Reviewed on: 6th June 2024

Easy to use

5
Great service, very easy to use and a very useful tool when buying items Reviewed on: 6th June 2024

Great service always helpful when needed.

5
Great service always helpful when needed. Reviewed on: 6th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review