Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,103 reviews, last reviewed 30th Apr 2026
1813950% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just find the whole process has been very easy to... I just find the whole process has been very easy to use and very easy to understand Reviewed on: 30th April 2026
JRL's avatar
JRL

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90103)

Ordered multiple things through PayPal credit and ve...

5
Ordered multiple things through PayPal credit and very good! Reviewed on: 6th June 2024
Joshua M's avatar
Joshua M

I have been a customer of pay pal credit for over 5...

5
I have been a customer of pay pal credit for over 5 years and have always been impressed Reviewed on: 6th June 2024
Charlotte M's avatar
Charlotte M

Excellent Service!

5
This service is always always excellent, professional and very customer friendly. I have never had a bad experience with PayPal Credit and would recommend it to everyone. Reviewed on: 6th June 2024
Di P's avatar
Di P

Great service.

5
Great service. I would recommend to everyone Reviewed on: 6th June 2024
Justyna S's avatar
Justyna S

Never had a bad experience with PayPal.

5
Never had a bad experience with PayPal. The user interface and overall service has always been top notch. Reviewed on: 6th June 2024
M Barker's avatar
M Barker

Pay Pay Great Help

5
Use PayPal a lot . Pay in 3 when buying for security or for larger credit purchases . Always been brilliant any problems although only one sorted immediately. Reviewed on: 6th June 2024
Julie W's avatar
Julie W

I give Pay Pal Credit 9 out of 10!

4
Everything is very good. But when you are making a manual repayment from a bank it sometimes takes a while for the transaction to complete - sometimes it can take days! Reviewed on: 6th June 2024
ValleySideDistro 's avatar
ValleySideDistro

PayPal credit is a must for online secure shopping.

5
PayPal credit is a must for online secure shopping. Reviewed on: 6th June 2024
Lee H's avatar
Lee H

Take money off purchases in wrong order so you pay i...

3
Take money off purchases in wrong order so you pay interest on interest free for 3 month deals Reviewed on: 6th June 2024
Kyle t's avatar
Kyle t

Excellent

5
Excellent and easy, best way to do online shopping Reviewed on: 6th June 2024
Hafiz Y Bilal's avatar
Hafiz Y Bilal

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill