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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,042 reviews, last reviewed 29th Apr 2026
1811100% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good Net needed a customer service support so far and been able to work around which is great Reviewed on: 29th April 2026
RS 's avatar
RS

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90042)

I always enjoy PayPal credit option 0% for 4 months...

5
I always enjoy PayPal credit option 0% for 4 months ,it gives me time to pay off without any interest charge.And now the new option pay in three is also v useful and affordable Reviewed on: 6th June 2024
Somia H's avatar
Somia H

Plain and Simple

4
Very straight forward, which i like, kept informed Reviewed on: 6th June 2024
Audrey mclean's avatar
Audrey mclean

Very easy to use, payments plan is simple no hidden...

5
Very easy to use, payments plan is simple no hidden fees or extras makes items more affordable and gives a bit of peace of mind when life throws up some unexpected costs. The system set up is great and makes clear where you are with payments, how much is left and expected payment dates. Reviewed on: 6th June 2024
Steven M's avatar
Steven M

Fast and easy to use no problem with the Web...

4
Fast and easy to use no problem with the Web site Reviewed on: 6th June 2024
Neil c's avatar
Neil c

Very easy to use service with good options and trans...

5
Very easy to use service with good options and transparency Reviewed on: 6th June 2024
Dave Lawson's avatar
Dave Lawson

Amazing, easy to navigate on the app!

5
Amazing, easy to navigate on the app! safe & efficient. Reviewed on: 6th June 2024
Charlotte B's avatar
Charlotte B

PayPal - The safest and the quickest way to pay.

5
PayPal is the easiest and the best way to pay for your online shopping. I love quick and easy user interface, and many offers like 0% installments. I feel much more safer when I pay using the PayPal on the website where I’m buying something for the first time. I’m using Pay Pal over 9 years now and I recommend it to all my friends and family. Reviewed on: 6th June 2024
Michael's avatar
Michael

PayPal credit is convenient and easy to use.

4
PayPal credit is convenient and easy to use. The app makes it very easy to manage your credit balance and make payments. It is easy to use as many retailers accept PayPal as a form of payment. There is a risk of overusing PayPal credit due to this level of ease so less money savvy people are likely to find themselves in some financial issues. Reviewed on: 6th June 2024
Andrew C's avatar
Andrew C

Love PayPal

5
It’s great to have the 4 month no interest credit for those big purchases Reviewed on: 6th June 2024
Abi's avatar
Abi

Just my opinion about PayPal

5
PayPal is one of the most well-known and widely used online payment services worldwide. I have been using it for some time, and overall, I have had positive experiences. PayPal provides a secure and fast platform for sending and receiving money, whether for online shopping, transferring money between friends, or paying for services. What I like about PayPal: 1. "Ease of use": The interface is intuitive and straightforward, both on the web and the mobile app. 2. "Security": Transactions are protected, and I don't have to share my bank or credit card information with merchants. 3. "Speed": Transactions are processed quickly, and transfers between PayPal accounts are instant. 4"Buyer protection": In case of issues with a purchase, PayPal provides the option to open a dispute to recover funds. However, I had one unpleasant experience. I was scammed through a PayPal payment and opened a dispute to get my money back. During the process, PayPal asked me to wait while they investigated the case, but they later closed the dispute, claiming I hadn't met certain requirements. This situation was disappointing and left me with a negative impression of their dispute resolution system. In conclusion, PayPal remains a very useful and secure payment platform, but there is room for improvement in their dispute handling process. It's important to stay vigilant and carefully follow all requirements and steps if you need to open a dispute. Reviewed on: 6th June 2024
Constantin G's avatar
Constantin G

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