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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144792)

Paypal Credit

5
Paypal credit is so easy to use, you get a free card accepted anywhere you can use mastercard (great if paypal is not an option to pay for your goods) and best of all it gives you interest free deals if you spend £100 or more, I now have the freedom to use paypal anywhere online or in store with the paypal mastercard. Reviewed on: 18th April 2026

Great to pay over interest free instalments

5
I really like the ability to pay over interest free instalments Reviewed on: 18th April 2026

Best customer service and ease and peace of mind to...

5
Best customer service and ease and peace of mind to use PayPal because PayPal is secure for you Reviewed on: 18th April 2026

Good all round

5
Easy to apply and manage payments Reviewed on: 18th April 2026

Never had a problem.

5
Never had a problem. I like the fact i can do pay in 3 or pay in 4 on larger purchases. I use PayPal all the time. Reviewed on: 18th April 2026

Pay with PayPal & tell your pals about it

5
Great Service. Easy to pay with PayPal. Been a member for years & never had any issues or problems with transactions. Enables me to purchase goods & spread the costs over 3 or 4 months interest free. Can’t fault it & use it all the time. Would definitely recommend. Reviewed on: 17th April 2026

Ive been using paypal for years, safe, secure and ha...

5
Ive been using paypal for years, safe, secure and hassle free, i would definitely recomend Paypal Reviewed on: 17th April 2026

Using Paypal helped me a lot with my needs.

5
Using Paypal helped me a lot with my needs. It's easy and convenient to use.I'm very happy to be part of this company. Reviewed on: 17th April 2026

I like to use papypal,as I don't have to pay the mon...

5
I like to use papypal,as I don't have to pay the money very quickly Reviewed on: 17th April 2026

Good services every time I buy goods

5
Good services every time I buy goods Reviewed on: 17th April 2026

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