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PayPal: PayPal Credit reviews

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4.91
Based on 89,899 reviews, last reviewed 29th Apr 2026
1804500% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward and easy to manage money matter and... Straight forward and easy to manage money matter and credit Reviewed on: 29th April 2026
Joyce 's avatar
Joyce

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89899)

Very happy

5
Easy to setup and use. Good communication and customer service Reviewed on: 6th June 2024
ChrisW's avatar
ChrisW

PayPal has saved us through our big life changes!

5
PayPal has always been very easy to use. I rarely need to use my debit card online when I can use PayPal as an option. The credit options have also helped us when moving house, booking holidays and now welcoming a baby this year. Reviewed on: 6th June 2024
Jordan 's avatar
Jordan

PayPal is very safe to use and when I buy anything a...

5
PayPal is very safe to use and when I buy anything and I pay by PayPal I never worry about that because I don’t trust the person I have PayPal to trust thanks Reviewed on: 6th June 2024
Hunar M k's avatar
Hunar M k

Easy to use, simple and a good way to manage money.

5
Easy to use, simple and a good way to manage money. Interest free payments for four months is useful. Reviewed on: 6th June 2024
Jake H's avatar
Jake H

Always been a pleasure.and convenient

5
Always been a pleasure. And so convenient Reviewed on: 6th June 2024
Shaun F's avatar
Shaun F

So far so good

5
The credit agreement works well and the option of 4 months interest is extremely handy and the fact that it works with other organisations allows me to plan my payment. The only issue is that there is not a review I feel there should be a review so your credit amount increases or decreases. Reviewed on: 6th June 2024
ZAK's avatar
ZAK

Always there when you need it.

5
Always there when you need it. Great service. Reviewed on: 6th June 2024
GH's avatar
GH

PayPal is a good way to pay off things in little ways!

5
PayPal is a good way to pay off things in little ways! Reviewed on: 6th June 2024
Tayla's avatar
Tayla

PayPal credit is a brilliant way to spread the cost...

5
PayPal credit is a brilliant way to spread the cost of larger purchases Reviewed on: 6th June 2024
Jase L's avatar
Jase L

Years of use for this great financial tool

5
I have been using PayPal for a number of years. It is quick, secure and allows me to spread the cost of spending if I choose. What’s not to like! Reviewed on: 6th June 2024
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