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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144794)

I like to use papypal,as I don't have to pay the mon...

5
I like to use papypal,as I don't have to pay the money very quickly Reviewed on: 17th April 2026

Good services every time I buy goods

5
Good services every time I buy goods Reviewed on: 17th April 2026

Save and secure online shopping ,4 months 0% additio...

5
Save and secure online shopping ,4 months 0% additional fee . Reviewed on: 17th April 2026

Great lenders

5
Good APR amd easy approval process Reviewed on: 17th April 2026

Pay pal credit is fast and easy to use and you can p...

5
Pay pal credit is fast and easy to use and you can pay back as and when you like. Reviewed on: 17th April 2026

When I need something done PayPal gives me the assur...

5
When I need something done PayPal gives me the assurance it will because it’s PayPal Reviewed on: 17th April 2026

Excellent experience all the time

5
Excellent experience all the time Reviewed on: 17th April 2026

It PayPal time

5
Great for buying over time. Great for paying in different options.And PayPal debit card. Reviewed on: 17th April 2026

It’s my go to place to spread the load

5
It’s my go to place to spread the load Reviewed on: 17th April 2026

Very handy site and quick to use

5
Very handy site and quick to use Reviewed on: 17th April 2026

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