Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 87,101 reviews, last reviewed 27th Apr 2026
1675000% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very reliable service and quick support if needed very reliable service and quick support if needed Reviewed on: 27th April 2026
Mahmoud R's avatar
Mahmoud R

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87101)

PayPal have been great and it’s brilliant I can affo...

5
PayPal have been great and it’s brilliant I can afford to spread payments. Reviewed on: 4th June 2024

I have good experiences with PayPal.

5
I always have good experiences with PayPal. I always use them when PayPal is the option to pay. I've not had problems with them. When I've contacted Paypal, I've received good customer service. I have been happy with them. Reviewed on: 4th June 2024

Brilliant job for managing money

5
Brilliant app works well, fast transaction Reviewed on: 4th June 2024

Awesome credit plan.

5
Awesome credit plan...... allowed 4 month interest free Reviewed on: 4th June 2024

Simple, easy to use and affordable.

5
Simple, easy to use and affordable. Unlike many other credit companies PayPal likes to keep things straightforward and upfront. I would highly recommend using PayPal credit to anyone who needs to lend the money or build up their credit score. Reviewed on: 4th June 2024

I did not have issues with the app.

5
I did not have issues with the app. Useful and practical offer, good communication Reviewed on: 4th June 2024

Quick, reliable and professional.

5
Quick, reliable and professional. Any issues they are at hand to help Reviewed on: 4th June 2024

PayPal has been FABULOUS.

5
PayPal has been FABULOUS. love them every time I use them Reviewed on: 4th June 2024

Easy and quick payments

5
Easy and quick to pay and use it for any transactions. Reviewed on: 4th June 2024

Fast and easy to use, without many complications

5
Fast and easy to use, without many complications Reviewed on: 4th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review