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PayPal: PayPal Credit reviews

4.90
Based on 87,192 reviews, last reviewed 27th Apr 2026
1678950% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Consistently good. Consistently good. Clear site, customer service queries get responded to, credit works well as does pay in three instalments, and fraud well controlle... Read more Reviewed on: 27th April 2026
Herongate's avatar
Herongate

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87192)

Fast easy check outs with easy repayment options, ea...

5
Fast easy check outs with easy repayment options, easily understandable Reviewed on: 4th June 2024

Speedy & easy

5
Easy to use - very quick to make happen ,much faster than expected with no issues Reviewed on: 4th June 2024

Very easy to use, easy to pay of extra if I want to.

5
Very easy to use, easy to pay of extra if I want to. Ease of app Reviewed on: 4th June 2024

Never had any problems with PayPal, always very smot...

5
Never had any problems with PayPal, always very smoth and easy to use. Reviewed on: 4th June 2024

Used paypal for a few years now.......

5
Used paypal for a few years now, never had a problem any issues have always been resolved in a quick ans timely manner. Reviewed on: 4th June 2024

Very classic experience with help to facilitate my...

5
Very classic experience with help to facilitate my finances and very transparent Reviewed on: 4th June 2024

Customer service knowelge was poor and unhelpful

4
Customer service knowelge was poor and unhelpful Reviewed on: 4th June 2024

Effectiveness and Efficiency

5
All my issues have been satisfactorily resolved Reviewed on: 4th June 2024

the best and only way to pay online

5
it's been fantastic for everything I've purchased including holidays Reviewed on: 4th June 2024

All good on a whole.

5
All good on a whole, though information and answers can be hard to find at times. Payments are slow coming out of my bank when I make PayPal credit payments, not sure why the big delay... Two days? Reviewed on: 4th June 2024

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