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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145431)

Paypal credit is a valuable account to use as it pro...

5
Paypal credit is a valuable account to use as it provides the ability to purchase goods and necessities and spread the cost. It is easy to use and rhey regukarly keep you up to date with terms and conditions.. Reviewed on: 18th April 2026

Very easy to use .

5
Very easy to use . Simple application, no complication in use . Reviewed on: 18th April 2026

Very good customer service, willing to listen and co...

5
Very good customer service, willing to listen and consider all circumstances Reviewed on: 18th April 2026

Pay Friend

5
I like the fact that you can pay with PayPal without your credit or debit card details being shared with third parties. I’ve also had good experiences with PayPal when dealing with sellers and return issues in the past—they handled everything for me in a very effective way, and it was all resolved smoothly. Not to mention PayPal Credit, which is always helpful and something I regularly use. Reviewed on: 18th April 2026

100% recommended

5
Excellent customer service, their options for payment are great. They have no interest or hidden fees that hit when you less expect it, unlike credit cards. Only thing I wish is that they reviewed credit limits more often. Reviewed on: 18th April 2026

Love Paypal is my no.1

5
Love Paypal, pay for most items through paypal using the 3 months interest free option, which enables me to pay for puchases and to budget much easier. and to budget. I have been using Paypal for several years and so happy witg it. Reviewed on: 18th April 2026

Very easy to use, excellent customer service

5
Very easy to use, excellent customer service Reviewed on: 18th April 2026

Great secure easy

5
Great secure easy to use this review does not need to be longer! Reviewed on: 18th April 2026

Very good experience, customer service!

5
Very good experience, customer service! Reviewed on: 18th April 2026

Payments

5
Everything is fine, but there could be more payments that could be divided into four installments. Reviewed on: 18th April 2026

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