Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87278 reviews)

View other PayPal products

4.90

Based on 87,278 reviews, last reviewed 27th Apr 2026

1683000% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Experience Amazing service, easy to use app Reviewed on: 27th April 2026

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (87278)

I got scammed but PayPal covered me and made sure I...

I got scammed but PayPal covered me and made sure I got my money back. Reviewed on: 4th June 2024

Paid for my car tyres when needed.

Paid for my car tyres when needed. Very handy in this digital age. Reviewed on: 4th June 2024

Very easy to use

Very easy to use, easy to set up a direct debit and then easy to pay off when it was time to clear it. Very generous credit limit. Lots of reminders about when payment is due by Reviewed on: 4th June 2024

Great for managing budgets

PayPal credit has helped me manage my money and how I purchase items. The pay in both 3 and 4 installments have been a life saver Reviewed on: 4th June 2024

I've used PayPal for years now.

I've used PayPal for years now. Started with eBay. They've always resolved any issues. The pay in 3 and now credit, has been invaluable for purchases as my family has expanded. I've used pay someone and received payment, so quick and easy. Reviewed on: 4th June 2024

Good customer service,with lot of information in the...

Good customer service,with lot of information in the app Reviewed on: 4th June 2024

Great value for money exceptional service

Great value for money exceptional service Reviewed on: 4th June 2024

I have been paypal many many years.

I have been paypal many many years. And the lately the Paypal Credit. Brilliant Professional Honest Clear Service. Reviewed on: 4th June 2024

Never had any major issues, minor issues have always...

Never had any major issues, minor issues have always been resolved instantly. Reviewed on: 4th June 2024

Easy to use and much more reliable across many platf...

Easy to use and much more reliable across many platforms as a means of paying for goods and services. Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39920 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub