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PayPal: PayPal Credit reviews

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4.90
Based on 87,348 reviews, last reviewed 27th Apr 2026
1686300% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good!! Except for the scammers. I always choose PayPal as my payment option, because it is trustworthy. PayPal only needs to be more aware of the companies that set up shop to pay be... Read more Reviewed on: 27th April 2026
Ingrid O's avatar
Ingrid O

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87348)

A great source of finance for when you need it most!

5
I use PayPal credit for times when cash flow is limited. Having the ability to have credit and interest free for 4 months has been a blessing for us as a family. Any issues I've had have been quickly resolved by the great customer service I've received. I'd highly recommend PayPal credit as great source of finance for when you need it most. Reviewed on: 4th June 2024
Terry J's avatar
Terry J

Safety and easy to use

5
Safe, easy to use and I don't need to worry when I need to make a quick purchase Reviewed on: 4th June 2024
katia r's avatar
katia r

Quick and straightforward process from start to finish.

5
Quick and straightforward process from start to finish. Clear instructions and monthly statements. Excellent updates via email Reviewed on: 4th June 2024
Lynnette I's avatar
Lynnette I

Easy to use.

5
Easy to use. Great service with secure transactions. Reviewed on: 4th June 2024
Tania P's avatar
Tania P

Easy to use, repayments are affordable and simple to...

5
Easy to use, repayments are affordable and simple to pay back via the app. Reviewed on: 4th June 2024
Jason's avatar
Jason

Safe, reliable credit

5
Always feel safer using paypal for online purchases, using paypal credit makes it easier if you want to purchase something in advance of your payday. I highly recommend them. Reviewed on: 4th June 2024
Tatey's avatar
Tatey

Spread the cost

5
Good opportunity to buy and pay later with 0/. Reviewed on: 4th June 2024
Monica B's avatar
Monica B

I am happy to use paypal it’s very secure platform...

5
I am happy to use paypal it’s very secure platform Reviewed on: 4th June 2024
Lovely's avatar
Lovely

PayPal credit is easy to use

5
PayPal credit is easy to use, gives you chance to purchase things with delay and different options of payment. Great tool for managing your finances. Reviewed on: 4th June 2024
Ilona 's avatar
Ilona

I was short for money for my daughter Christmas pres...

5
I was short for money for my daughter Christmas present and was able to get it for her by you been so helpful given me some credit Reviewed on: 4th June 2024
Robert w's avatar
Robert w

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