Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145430)

Always helpful when there's a problem

Always helpful when there's a problem Reviewed on: 18th April 2026

A secure and confident way to make purcahses

Its a very simple and easy way to make purchases. Pay in 3 spreads your payments allowing you to better manage payments monthly. Pay in 4 months interest free helps when you need a little extra time but want to avoid paying anything more than your original purchase. Its all secure, and you can feel confident you have backup if there are problems with your purchase. Reviewed on: 18th April 2026

A great finance option clear and simple to use the a...

A great finance option clear and simple to use the app works very well and the security gives peace of mind Reviewed on: 18th April 2026

PayPal is Great.

PayPal have it all trusted site to make life easier. Easy payments and all done by direct debit. Refunds are automatically sent back and easy statements to understand account. would recommend to family and friends Reviewed on: 18th April 2026

My paypal experiance

Have had no problems with paypal has always been really easy to use Reviewed on: 18th April 2026

Always a simple procedure.

Always a simple procedure. Very good website and app. Never any dramas. Reviewed on: 18th April 2026

I can't fault anything about PayPal, is the most rel...

I can't fault anything about PayPal, is the most reliable and most secured for me. Reviewed on: 18th April 2026

All good

All good no issues yet ease of use Reviewed on: 18th April 2026

Paypal Perfect Purchasing Platform .

Paypal gives me security when making purchases. I'm very wary of using a bank card particularly in this ever changing world of technology. There are many advantages also, the customer service you get from Paypal is incredible . Any issues you contact Paypal & the response is swift & very efficient investigating into it well also providing support & equally as quickly resolving it too. Brilliant service, safe & secure and I rate it very highly. Reviewed on: 18th April 2026

Paypal credit is a valuable account to use as it pro...

Paypal credit is a valuable account to use as it provides the ability to purchase goods and necessities and spread the cost. It is easy to use and rhey regukarly keep you up to date with terms and conditions.. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub