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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87432 reviews)

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4.90

Based on 87,432 reviews, last reviewed 27th Apr 2026

1690000% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

absolutely the best form of secure payment absolutely the best form of secure payment Reviewed on: 27th April 2026

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87432)

PayPal gives me peace of mind.

I've had poor credit in the past but thanks to PayPals flexibility (no DD needed) it's freed me up to pay more on a good month and less on a bad. The peace of mind it brings me, knowing that if a larger item was to break down, that I can replace it quickly is great. My daughter is due to move into her first home in a few weeks and I've been able to but her some lovely items, while on sale, due to having paypal. Otherwise I'd be waiting till payday and the items would most likey be either gone or back to full price. Reviewed on: 4th June 2024

Palpal credit is very helpful when you're short on m...

Palpal credit is very helpful when you're short on money and meed that little help, and you're given enough time to pay back money used in instalments which is a privileged . Reviewed on: 4th June 2024

I love paypal when it comes to make a payments and...

I love paypal when it comes to make a payments and pay later credit. It's fast, easy and i always feel save when using it. Reviewed on: 4th June 2024

Excellent PayPal

Great experience everytime I use it.. Reviewed on: 4th June 2024

Paypal credit comes in very handy.

Paypal credit comes in very handy. Use a couple of times a year for bigger purchases. Although it took a while for my credit limit to be increased, you can not request this. Reviewed on: 4th June 2024

Overall everything fine, but payments metod for mult...

Overall everything fine, but payments metod for multibuys repayments could be more clear Reviewed on: 4th June 2024

Excellent means of payment!

Excellent means of payment! Everything simple and easy Reviewed on: 4th June 2024

It's so easy to pay with PayPal.

It's so easy to pay with PayPal. Stress free too. Payments are easy but I would like to be able to pay off a particular thing if you have it on finance. Not just off the whole total. Other than that it's great. I use it all the time. Reviewed on: 4th June 2024

Good and safe and easy I can shopping with PayPal wi...

Good and safe and easy I can shopping with PayPal without any worry Reviewed on: 4th June 2024

Brilliant customer service

Always customer service was helpful and any problems resolved. To have a chance to split into installments is very helpful, however if more months could be possible not only 3 it would be even more beneficial. Reviewed on: 4th June 2024

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