Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,535 reviews, last reviewed 27th Apr 2026
1694700% increase in 5 star reviews
in the past 90 days
4850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Experiance Great experience ever time I use PayPal for online purchases never lets me down when I need it even when spreading the costs over time Reviewed on: 27th April 2026
Daniel's avatar
Daniel

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026
clare pizzey's avatar
clare pizzey
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (87535)

I like the protection from payments paypal provides.

5
I like the protection from payments paypal provides. Makes me feel secure when buying products and services, knowing that Paypal has my back. Reviewed on: 4th June 2024
Amanda S's avatar
Amanda S

Excellent customer services.

5
Excellent customer services. Very professional service Reviewed on: 4th June 2024
Kobby's avatar
Kobby

Good to use a company I trust with my purchases...

5
Good to use a company I trust with my purchases Reviewed on: 4th June 2024
Andrew J's avatar
Andrew J

Been using PayPal for years!

5
Not often had to use customer service, but whe I have the experience has been good. The ease of being able to pay and receive money via PayPal is so simple and easy. Reviewed on: 4th June 2024
Kye's avatar
Kye

Helpful, easy to use service and good customer servi...

5
Helpful, easy to use service and good customer service support. Reviewed on: 4th June 2024
Chris H's avatar
Chris H

Great value

5
PayPal offers a flexible way to out jade goods and spread the cost which is important in todays world. Reviewed on: 4th June 2024
Stephanie d's avatar
Stephanie d

Super quick & easy.

5
Super quick & easy. Flexible really couldn’t reccomend it enough. Reviewed on: 4th June 2024
Max b's avatar
Max b

Easy to use and offers peace of mind

5
Easy to use when shopping with online vendors who have PayPal as an option. Love the interest free offers PayPal offer on large purchases and money saving deals from time to time. PayPal credit is often my go to instead of my credit card as it offers a flexible payment option and I'm protected by PayPal's buyer's protection scheme for extra peace of mind. Reviewed on: 4th June 2024
JM's avatar
JM

Easy payment options to suit needs flexibility payme...

5
Easy payment options to suit needs flexibility payments available great amount available on credit Reviewed on: 4th June 2024
Julie s's avatar
Julie s

The perfect credit solution!

5
The experience has been simple to use with a decision almost instantly. The flexibility of payment terms beats my bank NatWest hands down. I now use PayPal rather than Klarna as the experience deserves loyalty. Superb and easy to use the PayPal credit facility is top notch for those considered purchases like a phone. When you pay off the credit, it is still available for future purchases not like bank loàns or Klarna. The agreement just rolls over effortlessly. Reviewed on: 4th June 2024
David C's avatar
David C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill