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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

Have used paypal credit many times over a lot of yea...

Have used paypal credit many times over a lot of years, it is super handy to have, its great if you want to spread the cost and paying no interest is excellent if paid within the promo period. I love it. Reviewed on: 18th April 2026

Safe and easy transactions and amazingly customer se...

Safe and easy transactions and amazingly customer service support. Reviewed on: 18th April 2026

Straight forward no hassle app and experience with p...

Straight forward no hassle app and experience with purchasing items on the card or online. Reviewed on: 18th April 2026

I use PayPal for every purchase I possibly can, I fe...

I use PayPal for every purchase I possibly can, I feel safe in the knowledge that I have back up if anything goes wrong Reviewed on: 18th April 2026

Easier, safer and great when you need to parcel high...

Easier, safer and great when you need to parcel high value items. Reviewed on: 18th April 2026

Frustrating

I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have no way of finding out what it is. The help section for questioning payments is difficult to use. Reviewed on: 18th April 2026

Using PayPal Credit has helped us a lot

Using PayPal Credit has helped us deal with life with a newborn. Reviewed on: 18th April 2026

Too high interest

Poor help, too high interest rates on borrowed money. I wouldn't recommend it to my friends Reviewed on: 18th April 2026

Used PayPal for many years ,

Used PayPal for many years , I find them safe and secure dure transactions on line Reviewed on: 18th April 2026

It's convenient and easy to use.

It's convenient and easy to use. Reviewed on: 18th April 2026

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