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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,628 reviews, last reviewed 27th Apr 2026
1699100% increase in 5 star reviews
in the past 90 days
4850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love paypal credit where I can split payments into 4... Love paypal credit where I can split payments into 4 it’s 0% interest Reviewed on: 27th April 2026
Kai B's avatar
Kai B

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026
clare pizzey's avatar
clare pizzey
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87628)

Cool Credit

5
I've been with PayPal credit for a number of years now and have found their service to be competitive and useful for those little luxuries in life or if disasters strikes an important appliance breaks down their service is always there to help. Reviewed on: 4th June 2024
Paul J's avatar
Paul J

Helpful, responsive and easy

5
Extremely fast at resolving any problems or answering queries. Which is very reassuring dealing with credit. Also the pre-approval saves time. Who wouldn’t buy over staggered payments if poss? Reviewed on: 4th June 2024
Archie's avatar
Archie

I use it few years and never have any issues.

5
I use it few years and never have any issues. Customer service is excellent Reviewed on: 4th June 2024
milena m's avatar
milena m

Never any issues using PayPal, safe and secure purch...

5
Never any issues using PayPal, safe and secure purchasing. Reviewed on: 4th June 2024
Demi M's avatar
Demi M

Super service .

5
Super service . Good costumer . Low APR Reviewed on: 4th June 2024
Konrad A's avatar
Konrad A

Fantastic

5
Fantastic Highley reccommended to all fast and easy to use………………………,,……,,,,,,.5 ***** plus Reviewed on: 4th June 2024
john m's avatar
john m

Wirhout PayPal I be totally lost omg

5
Wirhout PayPal I be totally lost omg Reviewed on: 4th June 2024
Charlie 's avatar
Charlie

Very convenient payment service

5
I like choose what paypal service can offer, very flexible. Reviewed on: 4th June 2024
Agne's avatar
Agne

Credit limit increases

5
I am satisfied with the service PayPal provides. My only issue is there is no option to apply for Credit limit increases. Credit limit increases are only initiated by PayPal and no option for user to apply. Reviewed on: 4th June 2024
Dard's avatar
Dard

Always easy to use PayPal wherever I am in the World.

5
Always easy to use PayPal wherever I am in the World. Accepted by so many sellers. Reviewed on: 4th June 2024
BogusTheFunGuyMan's avatar
BogusTheFunGuyMan

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