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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145427)

PayPal is great

I have used PayPal for many years and I am wholly satisfied with my experience Reviewed on: 18th April 2026

Paypal credit review

My experience with Paypal credit has been excellent. I had an issue with a missed payment and PayPal contacted me to check if I had an issue. There was a charge applied but PayPal were great and after explaining why it was missed they even refunded the charge. Fantastic customer service. I highly recommend PayPal Reviewed on: 18th April 2026

good provider

good. i always use paypal for most of my transactions Reviewed on: 18th April 2026

Fantastic Service

Great service easy access and 4 months interest free can login and pay anytime use anywhere Reviewed on: 18th April 2026

PayPal has helped me increase my credit score and sp...

PayPal has helped me increase my credit score and spread the costs to make life easier Reviewed on: 18th April 2026

Great service, good quality, fast and secure

Great service, good quality, fast and secure Reviewed on: 18th April 2026

Its great Solution if you Experience Temporary lack...

Its great Solution if you Experience Temporary lack of money or need unexpected purchase. Mamy times it literally save me especialy when my washing machine decided die, than first time i apply for pay pal credit and it was the best decision i made. Reviewed on: 18th April 2026

PayPal is an excellent service.

PayPal is an excellent service. Customer service and easy to get hold of and always sort any issues Reviewed on: 18th April 2026

Have used paypal credit many times over a lot of yea...

Have used paypal credit many times over a lot of years, it is super handy to have, its great if you want to spread the cost and paying no interest is excellent if paid within the promo period. I love it. Reviewed on: 18th April 2026

Safe and easy transactions and amazingly customer se...

Safe and easy transactions and amazingly customer service support. Reviewed on: 18th April 2026

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