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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145421)

Always been very satisfied with choice of outlets an...

5
Always been very satisfied with choice of outlets and how it can be used Reviewed on: 18th April 2026

Great service all the time, it’s always there when y...

5
Great service all the time, it’s always there when you need an extra boost Reviewed on: 18th April 2026

I always rely on PayPal and they never let me...

5
I always rely on PayPal and they never let me down Reviewed on: 18th April 2026

It was excellent i love using paypal

4
It was excellent i love using paypal Reviewed on: 18th April 2026

PayPal is great

5
I have used PayPal for many years and I am wholly satisfied with my experience Reviewed on: 18th April 2026

Paypal credit review

5
My experience with Paypal credit has been excellent. I had an issue with a missed payment and PayPal contacted me to check if I had an issue. There was a charge applied but PayPal were great and after explaining why it was missed they even refunded the charge. Fantastic customer service. I highly recommend PayPal Reviewed on: 18th April 2026

good provider

5
good. i always use paypal for most of my transactions Reviewed on: 18th April 2026

Fantastic Service

5
Great service easy access and 4 months interest free can login and pay anytime use anywhere Reviewed on: 18th April 2026

PayPal has helped me increase my credit score and sp...

5
PayPal has helped me increase my credit score and spread the costs to make life easier Reviewed on: 18th April 2026

Great service, good quality, fast and secure

5
Great service, good quality, fast and secure Reviewed on: 18th April 2026

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