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PayPal: PayPal Credit reviews

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4.90
Based on 87,731 reviews, last reviewed 28th Apr 2026
1704050% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic financial provider, always a great experie... Fantastic financial provider, always a great experience Reviewed on: 28th April 2026
Muqaddas z's avatar
Muqaddas z

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87731)

Easy to apply, money back guarantee over disputes, S...

5
Easy to apply, money back guarantee over disputes, Secure payments Reviewed on: 4th June 2024
Marin vremes's avatar
Marin vremes

Easy to use.

5
Easy to use. Paying off my balance is super easy. I have a clear understanding of my utilisation. Reviewed on: 4th June 2024
Renee Hughes's avatar
Renee Hughes

Help me for purchase goods and pay for some other se...

5
Help me for purchase goods and pay for some other services Reviewed on: 4th June 2024
Marek J's avatar
Marek J

Great service, nice conditions, just filling this in...

5
Great service, nice conditions, just filling this in for more characters Reviewed on: 4th June 2024
Ustabashiev's avatar
Ustabashiev

Never any problems.

5
Never any problems. Great to hage paypal If anything ever goes wrong Reviewed on: 4th June 2024
Laura G's avatar
Laura G

Though i am new to paypal but as much as have used i...

5
Though i am new to paypal but as much as have used it its one of the best app i have ever used for online transactions where our money is secured and safe. Reviewed on: 4th June 2024
Bprarthana's avatar
Bprarthana

The dream credit.

5
Just perfect. When I wanted something and can't afford it imediately I have many options to buy and pay back without or with interest. Reviewed on: 4th June 2024
Ovidiu S's avatar
Ovidiu S

Fantastic service

5
Every time I have ever had an issue PayPal have always done their best in resolving my query. Furthermore the customer service has always been fantastic, the advisors are helpful and well equipped with knowledge in all aspects to provide the best outcome for the customer. Reviewed on: 4th June 2024
HA's avatar
HA

Always very easy to make contact with

5
Always very easy to make contact with Reviewed on: 4th June 2024
Adam N's avatar
Adam N

Best interest free financing for big purchases!

5
Have used PayPal credit for majority of my high value purchases and have always been happy. Very easy to keep track of payments and very easy to pay off. Have never missed a deadline so all purchases have always been interest free. Definitely the best way to finance big purchases! Reviewed on: 4th June 2024
Adam's avatar
Adam

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