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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145412)

Works for me

5
PayPal credit is great for me and easy to manage. I always feel safe using PayPal. Reviewed on: 18th April 2026

Reliable and honest service for all purchases

5
Reliable and honest service for all purchases Reviewed on: 18th April 2026

Easy and quick; very convenient for all online purch...

5
Easy and quick; very convenient for all online purchases. Reviewed on: 18th April 2026

Good experience,

5
Good experience, good protection for purchase Reviewed on: 18th April 2026

Super Support Service

5
Have been using PayPal for a while and they have been really helpful in an queries and issues. They have a superb support service too Reviewed on: 18th April 2026

Amazing, love PayPal, would recommend to all

5
Amazing, love PayPal, would recommend to all Reviewed on: 18th April 2026

Easy to use

5
Very easy to use and gives peace of mind that your bank details are not given out to everyone. Reviewed on: 18th April 2026

A wonderful source of payment!

5
A wonderful source of payment! I have a smooth experience with the platform, will definitely recommend 100% Reviewed on: 18th April 2026

Consistently adding more value making paying for thi...

5
Consistently adding more value making paying for things in different ways that suit that is safe and non-predatory Reviewed on: 18th April 2026

Used PayPal to purchase a watch on interest free.

5
Used PayPal to purchase a watch on interest free. Had no trouble getting interest over 3 years and can pay a bit more off each month if I want. Reviewed on: 18th April 2026

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