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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86745 reviews)

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4.90

Based on 86,745 reviews, last reviewed 27th Apr 2026

1658250% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been with PayPal for many years, the experien... I have been with PayPal for many years, the experience has continued to grow and improve and vary in many ways - it’s now my favourite way to pay and ... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86745)

Best payment plan

So convienite if you need to buy something thats alot of money , with paypal you can spread it over a longer period than some of these other payment plans Reviewed on: 3rd June 2024

Very easy to use, good online customer service, grea...

Very easy to use, good online customer service, great interest rates and easy to spread the cost Reviewed on: 3rd June 2024

Great service.

Never had an issue using the service, I use PayPal for most online transactions due to the extra layer of protection they offer. Reviewed on: 3rd June 2024

Paypal credit is a really handy addition to my digit...

Paypal credit is a really handy addition to my digital wallet that enables me to spread the cost of things I don't want to pay for straight away. Reviewed on: 3rd June 2024

Simple and easy to use.

Easy to access information to understand repayments and simple application process. Reviewed on: 3rd June 2024

Never had any issues,low payment,safety in using Pay...

Never had any issues,low payment,safety in using PayPal Reviewed on: 3rd June 2024

Never had any issues with PayPal

Never had any issues with PayPal Reviewed on: 3rd June 2024

All good, happy enough, feel money is protected

All good, happy enough, feel money is protected Reviewed on: 3rd June 2024

Nice and easy.

Nice and easy. All pretty much straight forward. Reviewed on: 3rd June 2024

Great very handy, allowed me to split payments into...

Great very handy, allowed me to split payments into manageable monthly payments Reviewed on: 3rd June 2024

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