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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86726 reviews)

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4.90

Based on 86,726 reviews, last reviewed 27th Apr 2026

1657400% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

They have been very helpful and understanding They have been very helpful and understanding with repayments. Was very easy to get started. Reviewed on: 27th April 2026

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86726)

Excellent can't fault them.

Excellent can't fault them. Easy to use. Reviewed on: 3rd June 2024

PayPal credit is very friendly and easy to use

PayPal credit is very friendly and easy to use i like PayPal when I use PayPal credit the give me easy calculate and very low interest that’s why I prefer other friends and family to use the PayPal Reviewed on: 3rd June 2024

I am using this over 8 Years and never had any problem.

I am using this over 8 Years and never had any problem. Reviewed on: 3rd June 2024

No comment.

No comment. Work very well with paypal Reviewed on: 3rd June 2024

PayPal is consistent and supportive

I have used PayPal consistently and never been faced with any issues and when I have had a bad transaction PayPal have been quick to address. Reviewed on: 3rd June 2024

PayPal Creidit has supported me through maternity le...

PayPal Creidit has supported me through maternity leave and house renovations. Any questions I have, have been answered in a timely manner. Really easy to navigate the website and overall a really good experience. Thank you Reviewed on: 3rd June 2024

Before rate changes

Very good experience with the long and before the rates changes now is hight rate than normal credit card Reviewed on: 3rd June 2024

Great Credit Service

Easy to use and very secure. It’s a renowned brand that is available for virtually most online services and now more recently for in store purchases thanks to the ability of being able to link PayPal Credit with the Curve app. Reviewed on: 3rd June 2024

PayPal review

PayPal is secure and easy to use for paying everything I buy. I feel confident that it is safe to purchase and prefer to use PayPal over others. PayPal has lots of options to pay for goods and I love that I have the option to spread my payment over time, giving me the flexibility. Thanks PayPal. Reviewed on: 3rd June 2024

Workshop tools

Has given me the chance to build my tools for my workshop for which I am truly grateful Reviewed on: 3rd June 2024

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