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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85713 reviews)

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4.90

Based on 85,713 reviews, last reviewed 26th Apr 2026

1610750% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal as a whole are an excellent service, when th... Paypal as a whole are an excellent service, when the credit was added it just added more buying options. The customer service is remarkable, both f... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85713)

Overall very good.

Overall very good. Easy convenient n secured. Reviewed on: 2nd June 2024

I have used paypal for many years now both for payme...

I have used paypal for many years now both for payment protection and credit both services are amazing. Credit is amazing value for money and rewards payment by allowing increase. Reviewed on: 2nd June 2024

Efficient statement updates.

Efficient statement updates. easy purchases and understandable terms and conditions Reviewed on: 2nd June 2024

easy to apply for credit.

easy to apply for credit. Purchased items easily with zero interest for 4 months which is sufficient time for me to pay item off. Reviewed on: 2nd June 2024

A good way to get money but also an affordable inter...

A good way to get money but also an affordable interest Reviewed on: 2nd June 2024

PayPal credit has been great.

PayPal credit has been great. As someone who doesn’t earn as much as my friends (and doesn’t always get much notice for plans), it gives me the opportunity to pay for experiences (over £99) with the flexibility of paying it off over 4 months. Reviewed on: 2nd June 2024

PayPal credit has always been there for me when I ha...

PayPal credit has always been there for me when I have needed it the most! Reviewed on: 2nd June 2024

Easy to use low interest support when not received g...

Easy to use low interest support when not received goods, app service is excellent Reviewed on: 2nd June 2024

Perfect Paypal

Never had any issues with PayPal. Has made paying for things, in full, or over time, an absolute breeze Reviewed on: 2nd June 2024

Very easy to use.

Very easy to use. Good customer service. Reviewed on: 2nd June 2024

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