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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85699 reviews)

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4.90

Based on 85,699 reviews, last reviewed 26th Apr 2026

1610150% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Friendly Online Payment Platform I’ve used PayPal for sending and receiving payments and making online purchases. I’m comfortable with its features and find it reliable and easy to us... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85699)

I have used PayPal credit a few times.

I have used PayPal credit a few times. Never ever had an issue. The only thing to add is ease changing m your direct debit amount. Reviewed on: 2nd June 2024

Good customer service

Good customer service and easy to use app Reviewed on: 2nd June 2024

I am very satisfied and glad that I can always count...

I am very satisfied and glad that I can always count on financial support Reviewed on: 2nd June 2024

Recommend PayPal

I have PayPal for a few years now, and I find very helpful to help financial purchases etc, with flexible plans. So very pleased with it. Reviewed on: 2nd June 2024

Absolutely fantastic, it makes my life a lot simpler...

Absolutely fantastic, it makes my life a lot simpler to buy things, not to worry about debt, PayPal is the best. Reviewed on: 2nd June 2024

Perfect service

They have always been very helpful, I got hacked last year and PayPal refunded the entire amount within days with no problems Reviewed on: 2nd June 2024

Great way to pay for items over a period of...

Great way to pay for items over a period of time Reviewed on: 2nd June 2024

Being able to afford luxury items a lot soon...

I have been able to afford ‘luxury’ items a lot sooner than I would have been able to have them. By ‘luxury’ I just mean above the basic life essentials in this cost of living crisis. I feel like I can treat myself a little, within my means. Reviewed on: 2nd June 2024

Easy to use, but keep a close eye on the interest

PayPal Credit is easy to use, but keep an eye on the promotional periods as usually it is interest free for only 4 months and some purchases will start accruing interest immediately. Reviewed on: 2nd June 2024

The best digital payment there is

Always available and great interest free deals Reviewed on: 2nd June 2024

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