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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (145695)

A wonderful source of payment!

5
A wonderful source of payment! I have a smooth experience with the platform, will definitely recommend 100% Reviewed on: 18th April 2026
Julius Z's avatar
Julius Z

Consistently adding more value making paying for thi...

5
Consistently adding more value making paying for things in different ways that suit that is safe and non-predatory Reviewed on: 18th April 2026
AK's avatar
AK

Used PayPal to purchase a watch on interest free.

5
Used PayPal to purchase a watch on interest free. Had no trouble getting interest over 3 years and can pay a bit more off each month if I want. Reviewed on: 18th April 2026
Crusty's avatar
Crusty

PayPal is always reliability to purchase,Another pos...

5
PayPal is always reliability to purchase,Another positive aspect is buyer protection. If an item doesn’t arrive or isn’t as described, PayPal gives you a way to raise a dispute and potentially get your money back. That adds a layer of confidence, especially when buying from new or unfamiliar sellers. The app and website are generally user friendly, showing clear transaction histories, notifications, and balance updates. You can also link multiple bank accounts or cards, giving flexibility in how you pay. Reviewed on: 18th April 2026
Ellen G's avatar
Ellen G

Always been very satisfied with choice of outlets an...

5
Always been very satisfied with choice of outlets and how it can be used Reviewed on: 18th April 2026
Stuart H's avatar
Stuart H

Great service all the time, it’s always there when y...

5
Great service all the time, it’s always there when you need an extra boost Reviewed on: 18th April 2026
Mick L's avatar
Mick L

I always rely on PayPal and they never let me...

5
I always rely on PayPal and they never let me down Reviewed on: 18th April 2026
Claire B's avatar
Claire B

It was excellent i love using paypal

4
It was excellent i love using paypal Reviewed on: 18th April 2026
Dilan Maharjan's avatar
Dilan Maharjan

PayPal is great

5
I have used PayPal for many years and I am wholly satisfied with my experience Reviewed on: 18th April 2026
Yvonne D's avatar
Yvonne D

Paypal credit review

5
My experience with Paypal credit has been excellent. I had an issue with a missed payment and PayPal contacted me to check if I had an issue. There was a charge applied but PayPal were great and after explaining why it was missed they even refunded the charge. Fantastic customer service. I highly recommend PayPal Reviewed on: 18th April 2026
S Fin's avatar
S Fin

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