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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100469 reviews)

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4.90

Based on 100,469 reviews, last reviewed 7th May 2026

2291250% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has changed the game for me PayPal Credit has completely transformed the way I manage purchases. The process is seamless, secure and incredibly user-friendly from start to finish... Read more Reviewed on: 7th May 2026

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100469)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great app interface and support is amazing.

Great app interface and support is amazing. Reviewed on: 3rd May 2026

Stress free

Comfortable, no stress, there when you need it . Reviewed on: 3rd May 2026

Convenient and easy to use.

Convenient and easy to use. Allows secure bank payments Reviewed on: 3rd May 2026

PayPal is by far the best form of credit available w...

PayPal is by far the best form of credit available with so many easy ways to use it Reviewed on: 3rd May 2026

Very happy with the service I have using this app...

Very happy with the service I have using this app Reviewed on: 3rd May 2026

5* for PayPal credit

I’ve been using PayPal credit for the past 7-8 months approximately and have had no issues whatsoever in terms of service, usability, reliability or availability of use. The ease of access is also brilliant in comparison to other companies that force users to make applications for credit on purchases which is very inefficient and creates a poor customer experience but PayPal credit is the opposite of that. The fact that you are also able to get credit without interest on purchases is much more appealing than other services which charge extortionate amounts of interest for little to no reason Reviewed on: 3rd May 2026

confidence to purchase online.

easy to use, confidence to purchase online. Reviewed on: 3rd May 2026

Always prompt and accurate

Always prompt and accurate never any issues with payments and always sort any concerns out promptly Reviewed on: 3rd May 2026

Easy to use, easy to purchase online shopping and go...

Easy to use, easy to purchase online shopping and goods. Ease of checking account via the app or website. No hassle with payments coming from bank account. Reviewed on: 3rd May 2026

Excellent service at PayPal its gives more spending...

Excellent service at PayPal its gives more spending power love that you have 4 months to pay back also orders and delivery's track keeping you on top of things and great customer service always willing to help and also feel protected and safe with purchase items which is good very easy and safe to use many thanks Reviewed on: 3rd May 2026

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