Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100513 reviews)

View other PayPal products

4.90

Based on 100,513 reviews, last reviewed 7th May 2026

2293100% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve used PayPal for Instant purchases, interest fre... I’ve used PayPal for Instant purchases, interest free pay in 3 and PayPal credit, very useful in many situations where needed, always available always... Read more Reviewed on: 7th May 2026

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100513)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing functionality an great all round

Amazing functionality an great all round Reviewed on: 3rd May 2026

Customer services could be easier to contact

Customer services could be easier to contact Reviewed on: 3rd May 2026

Paypal Credit works perfectly!

Paypal Credit works perfectly and I'm really satisfied with my time using the app, system and banking. Reviewed on: 3rd May 2026

All perfect, use if I really needed and safe money.

All perfect, use if I really needed and safe money. Reviewed on: 3rd May 2026

PayPal Credit .......... The Balanced Credit Experience

PayPal Credit allows each User to enjoy an extended shopping experience, allowing purchases to be affordable and fit within the Individual's budget. It is a great, easy to use facility which allows balanced and accountable spending, perfect for emergency situations whilst giving control over spending events. Reviewed on: 3rd May 2026

Spreading payments is great

The ability to use PayPal credit allows me to spread my payments, without paying interest, over 4 months. This helps with larger purchases that I would have had to delay otherwise. The process is simple and very quick, it also means that my details are not shared with the other thrid party. Making payments is simple through the app. Reviewed on: 3rd May 2026

Always reliable and flexible for many years with eas...

Always reliable and flexible for many years with easy to read app/website Reviewed on: 3rd May 2026

Reasonable rates and price terms no hidden costs, mu...

Reasonable rates and price terms no hidden costs, multiple payment options very good creditor Reviewed on: 3rd May 2026

at least 10 plus years maybe more

I have always used PayPal for at least 10+ years maybe more only site I trust and will use for buying online Reviewed on: 3rd May 2026

PayPal is my goTo for my payments.

I always go to PP for my purchases, it is a simple process and has several payment options I could use. It is also an additional security layer added to my payments. Reviewed on: 3rd May 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub