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PayPal: PayPal Credit reviews

4.91
Based on 91,171 reviews, last reviewed 1st May 2026
1863550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure payments I always use PayPal for my online transactions as they are safe and secure. I've never had a bad experience with them. Reviewed on: 1st May 2026
Carolina A's avatar
Carolina A

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026
Reza 's avatar
Reza

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91171)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Used for spreading costs and saved me money with no...

5
Used for spreading costs and saved me money with no interest charges Reviewed on: 24th April 2026

PayPal Review

5
Easy to use in the UK and abroad. Credit helps to manage my finances. Earning on the PayPal debit card is the best. Would prefer to transfer the PayPal+ points into my bank account as in the USA. Reviewed on: 24th April 2026

Made every transaction easy and secure.

5
Made every transaction easy and secure. Reviewed on: 24th April 2026

Hassle free way to purchase , and when I did have a...

5
Hassle free way to purchase , and when I did have a problem customer services resolved it straight away Reviewed on: 24th April 2026

Have used paypal to do my shopping without any issues.

5
Have used paypal to do my shopping without any issues. It’s very convenient and reliable. Reviewed on: 24th April 2026

Love paypal never have a problem

5
Love paypal never have a problem Reviewed on: 24th April 2026

They always reply very fast and provided my GDPR stu...

5
They always reply very fast and provided my GDPR stuff within a day when a month is allowed, great company Reviewed on: 24th April 2026

Always a good safe way to pay easy payments system h...

5
Always a good safe way to pay easy payments system happy experience for many retail sites . Reviewed on: 24th April 2026

Great buy now pay later plans with a good interest f...

5
Great buy now pay later plans with a good interest free period. Also interest free credit for other things if required. Will definitely use Paypal again. Reviewed on: 24th April 2026

Very good service,fast transactions

5
Very good service,fast transactions Reviewed on: 24th April 2026