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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144493 reviews)

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4.73

Based on 144,493 reviews, last reviewed 22nd Jun 2026

4305500% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to apply for and use, comes in really handy for... Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144493)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and reliable with security

It's secure and reliable easy to use and all on my phone keeping me on track each day. Reviewed on: 13th June 2026

I find the PayPal credit statements difficult to und...

I find the PayPal credit statements difficult to understand. It’s not easy to see where payments have come from Reviewed on: 13th June 2026

Super easy

Super easy to use, convenient and great for those slightly bigger purchases Reviewed on: 13th June 2026

I've never had a problem with PayPal Credit.

I've never had a problem with PayPal Credit. Reviewed on: 13th June 2026

Always easy to pay , any option available , any prob...

Always easy to pay , any option available , any problem quick resolving. Absolutely love it Reviewed on: 13th June 2026

PayEasy!

Easy way to pay like any other cards and with 4 easy monthly payments option. Also this will help you to control your account outcome. Reviewed on: 13th June 2026

There in emergency

Always there to help when needed Reviewed on: 13th June 2026

A fantastic go too when finding bargains very relia...

A fantastic go too when finding bargains very reliable and helpful x Reviewed on: 13th June 2026

Great value, Excellent service

Great value for money, especially the 4 months interest free. Reviewed on: 13th June 2026

The easiest and safest way to pay!

The easiest and safest way to pay! Reviewed on: 13th June 2026

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