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PayPal: PayPal Credit reviews

4.90
Based on 80,896 reviews, last reviewed 22nd Apr 2026
2776100% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026
Victor 's avatar
Victor

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80896)

Always good fast service and ease of use

5
Always good fast service and ease of use Reviewed on: 25th May 2024

Great service with PayPal easy to pay safe and reliable

5
Great service with PayPal easy to pay safe and reliable Reviewed on: 25th May 2024

Best credit out there

5
I bought a sofa through paypal that I would never have been able to afford without , so quick and now with curve , I can use it absolutely anywhere which was the only thing missing , the best credit our there. Reviewed on: 25th May 2024

Silky smooth

5
Easy to use and set up. No complications very smooth experience Reviewed on: 25th May 2024

Pay Pal provide me a good amount of credit with no m...

5
Pay Pal provide me a good amount of credit with no monthly charge ! Reviewed on: 25th May 2024

I love how easy it is to use pay pal credit, a bit t...

5
I love how easy it is to use pay pal credit, a bit too easy in fact. Reviewed on: 25th May 2024

Always a great experience

5
Always a great experience. Super easy and convenient to use Reviewed on: 25th May 2024

Been fantastic and do like the interest free for 4 m...

5
Been fantastic and do like the interest free for 4 month if paid off Reviewed on: 25th May 2024

Problem solved quickly especially when I have issues...

5
Problem solved quickly especially when I have issues with seller not sending the item I paid for Reviewed on: 25th May 2024

I always have the best experience with paypal becula...

5
I always have the best experience with paypal beculause is helpful and secure with my payments Reviewed on: 25th May 2024

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