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PayPal: PayPal Credit reviews

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4.90
Based on 80,925 reviews, last reviewed 22nd Apr 2026
2778900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the most reliable apps always developing to k... One of the most reliable apps always developing to keep up with my needs Reviewed on: 22nd April 2026
Hesham h's avatar
Hesham h

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80925)

Pay in 3 is great to spread the cost of something ov...

4
Pay in 3 is great to spread the cost of something over the short term with zero interest and without building up credit card debt Reviewed on: 25th May 2024
Greg's avatar
Greg

I have been with PayPal for years.

5
I have been with PayPal for years. The odd occasion when I’ve needed to contact customer services It’s been my experience that they have always been helpful polite and professional. Reviewed on: 25th May 2024
Tracy C's avatar
Tracy C

When checking out with PayPal credit it’s fast and e...

5
When checking out with PayPal credit it’s fast and easy. Reviewed on: 25th May 2024
Steven M's avatar
Steven M

It's very useful but please do no interest 6 or 12 m...

5
It's very useful but please do no interest 6 or 12 months offers as well 4 months isn't enough Reviewed on: 25th May 2024
haris a's avatar
haris a

Consumer friendly

5
Simple to use and simple to stay on top of things Reviewed on: 25th May 2024
Lesley A's avatar
Lesley A

Excellent service

4
Good for yo pay in installment and increase to buy more items with the credit. Reviewed on: 25th May 2024
Ronson B's avatar
Ronson B

All good.

4
All good. Not clear how debts are paid off if you overpay. Reviewed on: 25th May 2024
Jano's avatar
Jano

Always found it easy to deal with customers service...

5
Always found it easy to deal with customers service and solve issues in the past Reviewed on: 25th May 2024
Stefan O's avatar
Stefan O

The convenience of paying for items

5
The convenience of paying for items Reviewed on: 25th May 2024
Dorothy E's avatar
Dorothy E

Secure means of payment.

5
PayPal makes it easier for me to buy goods online without fear, because I know they are secure and my money is protected Reviewed on: 25th May 2024
Akeem A's avatar
Akeem A

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