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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144760)

Always used PayPal.

5
Always used PayPal. Never had any issues. Great service!! Reviewed on: 17th April 2026

Pay pal your best friend

5
Pay pal will always be your best friend .pppp. pay pal pays with a premise. Reviewed on: 17th April 2026

Paypal Credit

5
Its very convenient and easy to use, especially for online purchases. The application process was quick, and I like the option to spread the cost of larger purchases with promotional interest-free periods. Reviewed on: 17th April 2026

Best way to pay all kind of shopping without touchin...

5
Best way to pay all kind of shopping without touching wallet. Also instalment opportunities for big purchases. Reviewed on: 17th April 2026

It's tech is good.

4
It's tech is good. Sometimes when i've needed to contact Customer Services it would be nice or easier to actually speak to a human. This seems to be extremely difficult. Reviewed on: 17th April 2026

I’ll keep it simple just like they did it’s easy and...

5
I’ll keep it simple just like they did it’s easy and simple and quick to use making a perches a breeze Reviewed on: 17th April 2026

Easy to use.

5
Easy to use. Very handy and efficient service. Love the security that PayPal offers users. Reviewed on: 17th April 2026

Great experience so far , service usage has been fas...

4
Great experience so far , service usage has been fast and secure Reviewed on: 17th April 2026

Had PayPal for many years never had any problems usi...

5
Had PayPal for many years never had any problems using the service and found assistance when needed to get results Reviewed on: 17th April 2026

Easy and Friendly

5
Simple and easy to use. User-friendly interface and not too complicated Reviewed on: 17th April 2026

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