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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144766)

Reliable, user-friendly support when it matters most

5
PayPal has consistently been an excellent service for me and has significantly enhanced my overall transaction experience, particularly during these challenging financial times. Reviewed on: 17th April 2026

Prompt resolution of issues, the staff are always pr...

5
Prompt resolution of issues, the staff are always professional Reviewed on: 17th April 2026

PayPal has always supported smooth transactions and...

5
PayPal has always supported smooth transactions and is now even better as it allows me to buy big purchases with pay in 3 but I always have the option of paying it off early if I want to. Reviewed on: 17th April 2026

Safe service

5
Have had a good experience and since allowing PayPal debit and credit to wallet has been handy. Reviewed on: 17th April 2026

PayPal have always been reliable!

5
PayPal have always been reliable! Reviewed on: 17th April 2026

Safe online payment

5
Easy and safe to make online payments Reviewed on: 17th April 2026

Excellent service, easy and fast

5
Excellemt, good fast service, easy and relaiable Reviewed on: 17th April 2026

Find PayPal very convenient and easy to use advantag...

5
Find PayPal very convenient and easy to use advantage of PayPal is that you can use it worldwide very easy to manage and great customer service and support Reviewed on: 17th April 2026

Freedom to cover some expenses hustle free & flexibl...

5
Freedom to cover some expenses hustle free & flexible payments as you go. It’s also a secure space & customer service is easily accessible & has been prompt a good experience for me. Interest rate is not bad as long as it is within expectations & no late or missed payments Reviewed on: 17th April 2026

Love the easy access using PayPal & pay in 3!

5
Love the easy access using PayPal & pay in 3! Always nice for the interest free for 4 months too Reviewed on: 17th April 2026

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