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PayPal: PayPal Credit reviews

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4.90
Based on 81,058 reviews, last reviewed 22nd Apr 2026
2791700% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option for flexible purchase Great option for flexible purchase Reviewed on: 22nd April 2026
ThatSMyName's avatar
ThatSMyName

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81058)

PayPal credit is the only credit service I would use...

5
PayPal credit is the only credit service I would use as it is handy and easy to use and I am confident in paying it back Reviewed on: 25th May 2024
Beth 's avatar
Beth

Very safe to use

5
Very safe to use, plus you can set how much amount to pay via your direct debit each month Reviewed on: 25th May 2024
Joey D's avatar
Joey D

Never had an issue with PayPal credit only thing I w...

5
Never had an issue with PayPal credit only thing I would say it could be more clearly laid out on payments Reviewed on: 25th May 2024
Caitlan H's avatar
Caitlan H

Good experience but can't be used in the same way as...

5
Good experience but can't be used in the same way as regular credit card Reviewed on: 25th May 2024
Lemon's avatar
Lemon

PayPal make all my card details secured online and 0...

5
PayPal make all my card details secured online and 0% of interest on all my purchases for a period of time. Works greatly for me. Reviewed on: 25th May 2024
Nidia G's avatar
Nidia G

When i misunderstood pay pal credit your adviser und...

5
When i misunderstood pay pal credit your adviser understood my problem and answered the issue first time Reviewed on: 25th May 2024
Philip Palmer's avatar
Philip Palmer

I have always found PayPal and PayPal credit excellent.

5
I have always found PayPal and PayPal credit excellent. Credit limits are affordable and regular messaging to explain where your account is, when payments are leaving your bank. I would highly recommend as a sources of payment and credit Reviewed on: 25th May 2024
Sarah R's avatar
Sarah R

Simple to use.

5
Simple to use. Good value. Excellent value Reviewed on: 25th May 2024
Mick F's avatar
Mick F

Credit function is great for budgeting cashflow

5
Credit function is great for budgeting cashflow Reviewed on: 25th May 2024
Iain C's avatar
Iain C

A very highly recommended credit card !

5
A very highly recommended credit card !! Reviewed on: 25th May 2024
Elena A's avatar
Elena A

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