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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144772)

Use PayPal credit for peace of mind

5
I always using PayPal credit to purchase and then pay balance. It feels secure. I had an issue with a seller once which I used the credit service and PayPal investigated and reimbursed me. Quick and professional Reviewed on: 17th April 2026

excellent service

5
I use PayPal for all my online transactions it is an excellent service Reviewed on: 17th April 2026

Great on line system of payment

5
At my age anything as easy to use as PayPal is good Reviewed on: 17th April 2026

Good service and great protection on purchases like

5
Good service and great protection on purchases like Reviewed on: 17th April 2026

Quick transaction processing.

5
Quick transaction processing. Easy way to pay online Reviewed on: 17th April 2026

Best money app paypal...

5
Best money app paypal Highly recommended to everyone Reviewed on: 17th April 2026

Smartshopping

5
Trustworthy,easy, pay in 3 perfect Reviewed on: 17th April 2026

Have never had any issues that were not solved immed...

5
Have never had any issues that were not solved immediately with a phone call. Always fast, efficient and helpful. By far my preferred method of payment. Reviewed on: 17th April 2026

Easy to use and any issues quickly resolved

5
Easy to use and any issues quickly resolved Reviewed on: 17th April 2026

Happy with PayPal

5
Great experience,thank you ! It was quick always on-time and very helpful Reviewed on: 17th April 2026

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