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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144781)

Great customer service as always

5
Great customer service as always Reviewed on: 17th April 2026

I use it for years is very good ,fast and safe , I l...

4
I use it for years is very good ,fast and safe , I love it Reviewed on: 17th April 2026

Hello, I am very, very happy with PayPal and they ha...

5
Hello, I am very, very happy with PayPal and they have helped me whenever I have had a problem. Reviewed on: 17th April 2026

I have always been treated.

5
I have always been treated.well when I have an issue Reviewed on: 17th April 2026

Absolutely safe and convenient, like having insuranc...

5
Absolutely safe and convenient, like having insurance on your purchases without the hassle.. Reviewed on: 17th April 2026

Straightforward to use, low interest if you use it r...

5
Straightforward to use, low interest if you use it right. Easy to manage in-app and to make payments. Reviewed on: 17th April 2026

Great way to shop

5
I've purchased numerous stuff through PayPal,I feel safe when using this option and also can spread the costs sometimes which is very beneficial to me. Reviewed on: 17th April 2026

Always reliable!

5
I have been using PayPal for years and it has been great. I've never had any issues and any time i have spoken with customer service they have been fab too. Any problems I have had with payments have been dealt with quick and adequately. Reviewed on: 17th April 2026

I never was disappointed about PayPal.

5
I never was disappointed about PayPal.. I got everything what I was looking for.. thank you PayPal Reviewed on: 17th April 2026

Very good!

5
Very good! Highly recommend, have used PayPal credit before and it’s hugely benefitted me Reviewed on: 17th April 2026

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