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PayPal: PayPal Credit reviews

4.90
Based on 81,210 reviews, last reviewed 22nd Apr 2026
2805500% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient and user friendly. Very convenient and user friendly. Reviewed on: 22nd April 2026
Rebecca B's avatar
Rebecca B

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81210)

Excellent thanks dear Excellent thanks dear

5
Excellent thanks dear Excellent thanks dear Reviewed on: 26th May 2024

No credit card fee for an emergency car repair a...

5
Used the PayPal credit for an emergency car repair and didn’t want to pay credit card interest Reviewed on: 26th May 2024

Have had no problems ordering from it

5
Have had no problems ordering from it Reviewed on: 26th May 2024

Never a problem to use.

5
Never a problem to use. Always simple and straightforward. Plenty of notice for statements and payments too. Reviewed on: 26th May 2024

Easy to use.

5
Easy to use. Instant results. Would certainly recommend it to my friends and family. Reviewed on: 26th May 2024

You can arrange your payments to suit your budget an...

5
You can arrange your payments to suit your budget and also pay the balance off when you have the funds to do this also it is really good you get the first 3 months interest free. Reviewed on: 26th May 2024

Handy to have facility to pay for things over 4 mont...

5
Handy to have facility to pay for things over 4 months online. Reviewed on: 26th May 2024

Efficient Service

5
So far it has been efficient, I have not had a bad experience with Paypal so as of today I can highly recommend it. Reviewed on: 26th May 2024

Excellent experience very happy will tell family and...

5
Excellent experience very happy will tell family and friends Reviewed on: 26th May 2024

I have always found paypal to be quick if i have had...

5
I have always found paypal to be quick if i have had any issues re my purchases Reviewed on: 26th May 2024

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