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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,361 reviews, last reviewed 22nd Apr 2026
2819300% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love using PayPal it safe and convenient I’ve neve... I love using PayPal it safe and convenient I’ve never had problem with PayPal and when I had problem it’s always sorted and it’s very good Reviewed on: 22nd April 2026
F S's avatar
F S

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
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Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81362)

Great service helps a lot

5
Great service it did helped me a few times , specially the 4 in 4 , is excellent for me . PayPal thank you Reviewed on: 26th May 2024
Cristian S's avatar
Cristian S

Easy to use

5
I have used PayPal credit facility for over 3 years. I have found it easy to access and manage. Reviewed on: 26th May 2024
Jellz's avatar
Jellz

Very good.

5
Very good. I’m so happy to use PayPal Reviewed on: 26th May 2024
Slavu Bianca's avatar
Slavu Bianca

Interest free borrowing option useful

5
I like PayPal because it allows you to easily borrow interest free. The annoying thing about it is that it takes up to a week for paypal transactions to show on online banking, even in pending transactions, so this can be confusing. Reviewed on: 26th May 2024
Milly Mather's avatar
Milly Mather

Great service and excellent service provider

5
Great service and excellent service provider Reviewed on: 26th May 2024
Jay's avatar
Jay

PayPal Credit is a convenient way to pay

5
PayPal Credit is so convenient when making purchases online. The PayPal app is great but if you need to discuss your account, they can be contacted easily on the phone. Reviewed on: 26th May 2024
Irfan Beg's avatar
Irfan Beg

PayPal a one stop solutionnce

3
PayPal is easy to user at merchant shops, especially for online shopping sites. PayPal credit also helps me to keep a track of my expenses, with regular updates from the PayPal support team upon usage etc. via statement helps to plan bert Reviewed on: 26th May 2024
Yashwant J's avatar
Yashwant J

Using PayPal credit always when shopping online for...

5
Using PayPal credit always when shopping online for bigger purchases, easy to use Reviewed on: 26th May 2024
Martins 's avatar
Martins

No problems that I can remember even when asking for...

4
No problems that I can remember even when asking for credit Reviewed on: 26th May 2024
Iris C's avatar
Iris C

If i have had any inquires they have been able to te...

5
If i have had any inquires they have been able to tell me an answer support is always available it helps there is an online chat or you can call them to make it easier, all my payments have gone through perfectly and also they have really good promotions on all the time. Reviewed on: 26th May 2024
Jake s's avatar
Jake s

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