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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144784)

Customer protection is the why i like paypal most

5
Customer protection is the why i like paypal most Reviewed on: 17th April 2026

Very easy and convenient and helpful when needed

5
Very easy and convenient and helpful when needed Reviewed on: 17th April 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s quick, easy to use, and makes online payments feel much more secure since I don’t have to share my card details everywhere. The app is simple to navigate, and transactions are usually fast. While there can be some fees, overall it’s a reliable and convenient payment platform. Reviewed on: 17th April 2026

Excellent Paypal service i use this credit many year...

5
Excellent Paypal service i use this credit many years ago to,very helpful credit card Reviewed on: 17th April 2026

Easy to set up and get going

5
Easy to set up and get going, easy to manage and keep track of everything Reviewed on: 17th April 2026

Great lender and reliable customer service

5
Great lender and reliable customer service Reviewed on: 17th April 2026

Paypal is excellent service to use

5
Paypal is excellent service to use Reviewed on: 17th April 2026

Excellent service ,

5
Excellent service , easy to use, but interest rates are high Reviewed on: 17th April 2026

Great customer service

5
Very happy. Always great customer service . I fell safe Reviewed on: 17th April 2026

Never had a problem buying anything Accepted for mos...

5
Never had a problem buying anything Accepted for most of my payment options.Simple,safe and hassle free. Reviewed on: 17th April 2026

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