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PayPal: PayPal Credit reviews

4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81489)

PayPal credit has allowed me to do more with my life...

5
PayPal credit has allowed me to do more with my life and is a really good backup when i need to spend money but not with my money or maybe I don’t have enough. It helps me ration Reviewed on: 27th May 2024

I have had an amazing experience with PayPal, they h...

5
I have had an amazing experience with PayPal, they have been very helpful Reviewed on: 27th May 2024

PayPal credit is a fantastic way to get big items wi...

5
PayPal credit is a fantastic way to get big items without paying in full upfront, it really helps people who don’t always have a large sum of money to help spread the cost. I have purchased a few big items now with PayPal credit and would recommend anyone to do so I have always used the no interest free offers which is so helpful . Reviewed on: 27th May 2024

Simple and easy, clear transactions

5
Simple and easy, clear transactions Reviewed on: 27th May 2024

Excellent Service

5
Never had any issues dealing with PayPal always seems to go above and beyond in helping. Reviewed on: 27th May 2024

Good regular credit offers.

5
Good regular credit offers. Easy to use app. Convenient , safe way to pay online Reviewed on: 27th May 2024

Since 2012 I am using PayPal trusted wallet and exce...

5
Since 2012 I am using PayPal trusted wallet and excellent service Reviewed on: 27th May 2024

I have never been disappointed since l have been usi...

5
I have never been disappointed since l have been using paypal Reviewed on: 27th May 2024

sweet and simple

4
It's a very sweet process. Becoming easier with time. Reviewed on: 27th May 2024

Fantastic customer services

5
Very good customer services any issues quickly resolved very reliable. Had issue with one of my payments because indidnt set up direct debit customer services helped me and voided any charges I had occurred Reviewed on: 27th May 2024

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