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PayPal: PayPal Credit reviews

4.90
Based on 81,625 reviews, last reviewed 22nd Apr 2026
2844200% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve always had a pleasant experience using PayPal a... I’ve always had a pleasant experience using PayPal and although I haven’t needed customer service I’m sure they do an excellent job. The app is easy t... Read more Reviewed on: 22nd April 2026
MISS M's avatar
MISS M

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81626)

PayPal is the best

5
I love using PayPal, it is so flexible and available , so it’s cool Reviewed on: 27th May 2024

Easy and efficient, plenty of time to pay up for pro...

5
Easy and efficient, plenty of time to pay up for products, staff are very friendly when needing advice on payment plans Reviewed on: 27th May 2024

My new Online method of payment

5
Have stopped using Klarna as my online method of payment as Paypal Credit offers even better terms. Easy to use, excellent! Reviewed on: 27th May 2024

I’ve enjoyed PayPal for a number of years always hel...

5
I’ve enjoyed PayPal for a number of years always helpful when needed Reviewed on: 27th May 2024

ClareGreat service easy to use

5
Great service easy to use value for money easy to get to speak to customer service if needed. Reviewed on: 27th May 2024

It’s great using PayPal when you’re awaiting on your...

5
It’s great using PayPal when you’re awaiting on your pay. It’s easy and user friendly. Reviewed on: 27th May 2024

Great way to finance your holiday

5
Great way to finance your holiday Reviewed on: 27th May 2024

Easy to use, accepted in a lot of places.

5
Easy to use, accepted in a lot of places. Interest rate is also very good but it could come with at least a virtual card. Reviewed on: 27th May 2024

PayPal is fast at replying and helping

5
PayPal is fast at replying and helping Reviewed on: 27th May 2024

More than 10 years of excellent service

5
I have used PayPal for over 10 years on many different platforms and have used most of the services they offer. All fantastic, simple and straight forward to use with no issues at all. Spot on! Reviewed on: 27th May 2024

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