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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144784)

Amazing service, never had any issues with the PayPa...

5
Amazing service, never had any issues with the PayPal service and the couple of times I've needed assistance with returns / refunds, the customer service has been extremely helpful. Reviewed on: 17th April 2026

Trustworthy and great help with travelling costs,it...

5
Trustworthy and great help with travelling costs,it makes it easier as a large family to use paypal credit when going abroad Reviewed on: 17th April 2026

When I have had an issue and have called the custome...

5
When I have had an issue and have called the customer service team have answered and all the issues I had all got sorted great customer service Reviewed on: 17th April 2026

Excellent service

5
My experience with paypal has been great and would highly recommend there service.i love how you have the option to pay off for your purchase within 4 months its helps so much.Great service Reviewed on: 17th April 2026

It makes life easier for me to spread my cost.

5
It makes life easier for me to spread my cost. Encouragement to get some unaffordable products. Reviewed on: 17th April 2026

PayPal is a very way to make payments

5
PayPal is a very way to make payments Reviewed on: 17th April 2026

satisfied

5
I can see my balance easily and purchasing goods is so quick. Reviewed on: 17th April 2026

I've had a good experience so far!

5
I've had a good experience so far! Reviewed on: 17th April 2026

Im happy with my pay pal account

5
Im happy with my pay pal account Reviewed on: 17th April 2026

Exceptional!

5
Exceptional!!! I'm using it a lot. Very,very helpful!!! Reviewed on: 17th April 2026

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