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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81727 reviews)

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4.90

Based on 81,727 reviews, last reviewed 22nd Apr 2026

2853400% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81727)

great flexible credit.

great flexible credit. Easy to use on a variety of online stores. Reviewed on: 27th May 2024

Easy and convenient to use.

Easy and convenient to use. Love the pay in three and the pay later options Reviewed on: 27th May 2024

Love Paypal wouldn’t use anything else

Love pay pal I really do I use it for everything, no matter how small or large the payment I always feel safe n secure Reviewed on: 27th May 2024

best of the best

Great service for when in need 10/10 Reviewed on: 27th May 2024

Never ever have an issue with using them

Never ever have an issue with using them Reviewed on: 27th May 2024

I use PayPal for spreading the cost of large purchases.

I use PayPal for spreading the cost of large purchases. It’s always worked well. Reviewed on: 27th May 2024

I've never had to use customer service with PayPal a...

I've never had to use customer service with PayPal as I have never had an issue when using the app its always been straight forward and easy to use, I've used PayPal for years and always have found ease whilst using Reviewed on: 27th May 2024

Excellent scheme very easy to use and effortless

Excellent scheme very easy to use and effortless Reviewed on: 27th May 2024

Great for ebay and to spread the cost on things that...

Great for ebay and to spread the cost on things that are just out your reach Reviewed on: 27th May 2024

Absolutely love PayPal Credit.

Absolutely love PayPal Credit. It’s easy to use and helps you spread the cost. With the economy as hard as it is now PayPal credit has been invaluable. The ways in which you can use PayPal credit and where you can use PayPal credit is exceptional. With no interest when paying within 3 months PayPal credit helps you spread the cost and doesn’t charge you more than the items you’re buying. I’d recommend PayPal credit to friends and family and to anyone who sometimes needs help to budget responsibly. Reviewed on: 27th May 2024

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