Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,840 reviews, last reviewed 22nd Apr 2026
2864100% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use no stress with interest Easy to use no stress with interest Reviewed on: 22nd April 2026
Mohammed K's avatar
Mohammed K

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (81840)

PayPal is easy to use and I feel secure when purchas...

5
PayPal is easy to use and I feel secure when purchasing online with companies. I often choose PayPal credit as its great to spread the cost with no hassle and interest Reviewed on: 28th May 2024
Kerry M's avatar
Kerry M

Really helpful customer service.

5
Really helpful customer service. Reviewed on: 28th May 2024
Mo L's avatar
Mo L

Very easy to use.

5
Very easy to use. Clear communication Reviewed on: 28th May 2024
Dorothy M's avatar
Dorothy M

It was quite good easy to use and can be...

4
It was quite good easy to use and can be used anywhere Reviewed on: 28th May 2024
Akshay Londe 's avatar
Akshay Londe

Does what it say on the tin

5
Fast finding this to be the preferred money transfer method, so very handy to have and easy to use Reviewed on: 28th May 2024
Emma 's avatar
Emma

When I have had any issues with purchases in the pas...

5
When I have had any issues with purchases in the past PayPal have been the ones to resolve the issue efficiently and will act in a customers best interest. Reviewed on: 28th May 2024
Emma B's avatar
Emma B

It’s great option for split payments without ruining...

5
It’s great option for split payments without ruining your budget. And if you’re watching payments you can easily repay your balance. Reviewed on: 28th May 2024
Katarzyna 's avatar
Katarzyna

Problem resolved rightaway

5
I called the customer service to report a problem of one of my purchases and was resolve rightaway. Thanks to the customer service representative for his excellent job. Reviewed on: 28th May 2024
Myra B's avatar
Myra B

Paypal and me

5
I have been using PayPal for 8+ years and they offer excellent service Reviewed on: 28th May 2024
Yetunde A's avatar
Yetunde A

It’s always been a great help to purchase things sec...

5
It’s always been a great help to purchase things securely Reviewed on: 28th May 2024
Usman A's avatar
Usman A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill