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PayPal: PayPal Credit reviews

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4.90
Based on 81,957 reviews, last reviewed 22nd Apr 2026
2875000% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity in payment I love the fact that I can make payment with my PayPal account on most merchant payment portal seamlessly. Reviewed on: 22nd April 2026
Isaac S's avatar
Isaac S

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81957)

Very useful and great service.

5
Very useful and great service. Excellent customer service and helpful staff. Very easy to use and keeping track of payments and managing the account. Reviewed on: 28th May 2024
Sean W's avatar
Sean W

Great service, easy to use and control.

5
Great service, easy to use and control. 0% interest term Reviewed on: 28th May 2024
Christine A's avatar
Christine A

Always reliable and efficient, easy to use and offer...

5
Always reliable and efficient, easy to use and offers good service if there is a problem with a purchsse. Reviewed on: 28th May 2024
Jamie p's avatar
Jamie p

Great way to pay for things.

5
Great way to pay for things. I use it a lot Reviewed on: 28th May 2024
Ruth W's avatar
Ruth W

5 star rating

5
Easy to use, and friendly user face,keeps me up 2 date on process when I use it Reviewed on: 28th May 2024
Kirsten 's avatar
Kirsten

PayPal is very easy and safe.

5
PayPal is very easy and safe. I really recomend. Also I use always I can Reviewed on: 28th May 2024
Claudia r's avatar
Claudia r

PayPal Credit Review

5
Setup a credit account to pay for a needed home improvement job to replace damaged stairs. Easy to set up, slight issue on first opening the account that PayPal did not request the first direct debit payment from my bank on the day due but phoned them, spoke to a great advisor who sorted out the issue, saw it was an issue at their end so took my payment, put a note on my file to say it was their issue, made sure I did not get any late fees or notes on my credit file for their error. Reviewed on: 28th May 2024
Glyn's avatar
Glyn

It's sound, would recommend never had a problem

5
It's sound, would recommend never had a problem Reviewed on: 28th May 2024
Jamie m's avatar
Jamie m

Very easy to use and well reputed

5
Very easy to use and well reputed Reviewed on: 28th May 2024
Jelvin 's avatar
Jelvin

Paypal as a platform has improved to the the point t...

5
Paypal as a platform has improved to the the point that I rely on it for almost all my online and sometime in store purchases. Reviewed on: 28th May 2024
Anjan Nair's avatar
Anjan Nair

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