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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (82084 reviews)

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4.91

Based on 82,084 reviews, last reviewed 22nd Apr 2026

2886900% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Can't complain, never had any problems Can't complain, never had any problems Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82084)

Been using PayPal for years to buy from Ebay and oth...

Been using PayPal for years to buy from Ebay and other sellers ,I always have confidence that my money is safe Reviewed on: 28th May 2024

An opportunity to use credit facility

Useful for people who are unable to get credit card facilities. One of the ways to utilise credit facilities for buying high value items and paying later with instalments. Reviewed on: 28th May 2024

No hassel and easy to use.

No hassel and easy to use. Very convenient Reviewed on: 28th May 2024

I love PayPal credit and PayPal in general I use it...

I love PayPal credit and PayPal in general I use it all the time Reviewed on: 28th May 2024

Great pay in 3 option or credit for longer payment...

Great pay in 3 option or credit for longer payment Reviewed on: 28th May 2024

It is a convenient way to make purchases in 4 intere...

It is a convenient way to make purchases in 4 interest free installments and it seems to be accepted in most of the online shops. Customer support was helpful when it was needed. Reviewed on: 28th May 2024

I have used PayPal credit many times

I have purchased many things with PayPal credit, including holidays, and the 4 months free credit really helps with budgeting Reviewed on: 28th May 2024

100% the best account I have ever had

100% the best account I have ever had Reviewed on: 28th May 2024

Easy to use, simple and effective when things go wro...

Easy to use, simple and effective when things go wrong and interest rates can be got at 0% on some deals which is fantastic, the other times there is interest rates to pay it’s not to bad.its a good way to buy now pay later. Reviewed on: 28th May 2024

Easy to use

Easy to use, payments straight forward, just an easy experience. Reviewed on: 28th May 2024

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