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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,194 reviews, last reviewed 22nd Apr 2026
2896800% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and good service that have received Excellent and good service that have received Reviewed on: 22nd April 2026
Robin J's avatar
Robin J

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82194)

Easy and simple to use.

5
Easy and simple to use. Accepted on most major retailers, great way to spread cost over larger payments especially holidays it’s a great thing and the fact you can spread it over 4 for things that you neeecbut can’t afford right now is great Reviewed on: 28th May 2024
Scott's avatar
Scott

Really straightforward user experience.

5
Really straightforward user experience. Great all around! Reviewed on: 28th May 2024
Joe B's avatar
Joe B

PayPal is my number 1 payment option over anything.

5
PayPal is my number 1 payment option over anything. Trusted. Secure. Great options. Good app. Amazing service. Always helpful. Trustworthy company I would always recommend. Reviewed on: 28th May 2024
Laura L's avatar
Laura L

User friendly and great service provision.

5
User friendly and great service provision. Unique and probably one of its kind in todays market. Reviewed on: 28th May 2024
Kyaw K's avatar
Kyaw K

very good experience

5
Always easy transactions , very good experience Reviewed on: 28th May 2024
graeme g's avatar
graeme g

Amazing PayPal Credit

5
easy to use. hassle free and easy to monitor your spending Reviewed on: 28th May 2024
martin m's avatar
martin m

Easy to use and a quick response

5
Easy to use and a quick response Reviewed on: 28th May 2024
Natasha C's avatar
Natasha C

PayPal Review.

5
Overall, I am very happy with PayPal Credit. Reviewed on: 28th May 2024
Peter Callwood 's avatar
Peter Callwood

Definitely worth it having a account

5
Excellent service in all aspects Reviewed on: 28th May 2024
Tracy a's avatar
Tracy a

Very easy to use, quick processes, easy to pay off

5
Very easy to use, quick processes, easy to pay off Reviewed on: 28th May 2024
Jjscar's avatar
Jjscar

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