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PayPal: PayPal Credit reviews

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4.90
Based on 82,251 reviews, last reviewed 23rd Apr 2026
2902000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's definitely been helpful to be able to use PayPa... It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026
Mike's avatar
Mike

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82251)

Excellent service!

5
Excellent service which makes things affordable. Easy, quick & efficient, you can keep an eye on how much you owe really easily & see when & where interest will kick in after the 0% period ends, The app is easy to navigate & makes it clear what you owe & by when, a really handy way to keep an eye on your finances within the PayPal family. Reviewed on: 29th May 2024
Stephanie H's avatar
Stephanie H

safe secure online shopping to suit all

5
i have used paypal for many years for my online purchases i started with ebay and as the variety of places to use paypal increased gave me more scope for online shopping i feel very safe using paypal if i had any issue with non delivery it is sorted extremely quickly and my money returned without quibble i do like using pay in 3 as it allows me to budget for some purchases without the cost of interest charges and the interest free offers over spends of £99 lets me make larger purchased with 4 months to pay overall i find paypal a safe secure way to shop and i will continue to be a loyal customer to the company Reviewed on: 29th May 2024
julie w's avatar
julie w

Easy approval, great customer service.

5
Easy approval, great customer service. Nice introductory offer too! Reviewed on: 29th May 2024
Joshua B's avatar
Joshua B

Excellent Service

5
Paypal is a game changer for me, no hidden terms and condition, I have all the information I need and even reminder of when payment is due. Reviewed on: 29th May 2024
Samuel A's avatar
Samuel A

Excellent overall Very helpful and a good customer s...

5
Excellent overall Very helpful and a good customer service team Reviewed on: 29th May 2024
Eshe J's avatar
Eshe J

paypal credit and my experience

5
i had used paypal credit to buy a gift for myself and it has a very simple application process and the decision was given instantly. this credit helped me a lot Reviewed on: 29th May 2024
Rithin R's avatar
Rithin R

So convenient but expensive.

4
So convenient but expensive. Monthly repayments and interest is high. But usability and ux are excellent. Reviewed on: 29th May 2024
Katy 's avatar
Katy

Excellent service all round.

5
Excellent service all round. I have experienced no problems. Will continue to use. Reviewed on: 29th May 2024
Michael N's avatar
Michael N

It is easier paying for items online

5
It is easier paying for items online Reviewed on: 29th May 2024
Emmanuel A's avatar
Emmanuel A

Attractive

4
Attractive simple and good with many options Reviewed on: 29th May 2024
Syed's avatar
Syed

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