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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,285 reviews, last reviewed 23rd Apr 2026
2904700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service are very kind and most of the time,... Customer service are very kind and most of the time, helpful. Reviewed on: 23rd April 2026
Dan's avatar
Dan

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82285)

Works when I need it.

5
Works when I need it. Provides flexibility when I need it. Reviewed on: 29th May 2024
Stephen M's avatar
Stephen M

Paying off balance is slow and confusing and should...

4
Paying off balance is slow and confusing and should be instant Reviewed on: 29th May 2024
May 's avatar
May

Interested rates are quite competitive and various o...

5
Interested rates are quite competitive and various options to repay. Customer service is very good and and are eager to solve out any problems. I find PayPal credit reliable and easy way to buy now and pay later. Reviewed on: 29th May 2024
KP's avatar
KP

A trusted and safe credit/payment provider.

5
A trusted and safe credit/payment provider. Reviewed on: 29th May 2024
Adam S's avatar
Adam S

Excellent way to purchase items on eBay

5
Excellent way to purchase items on eBay with a peace of mind and ability to spread the cost to more affordable payments. Reviewed on: 29th May 2024
Artur Kaczorowski's avatar
Artur Kaczorowski

Very good to use

5
Very good to use at checkout also to send money to love ones Reviewed on: 29th May 2024
Anthonia Okpala-dawodu's avatar
Anthonia Okpala-dawodu

PayPal gives me more payment flexibility on purchase...

5
PayPal gives me more payment flexibility on purchases and a selection of options over time Reviewed on: 29th May 2024
Ken Stolliday's avatar
Ken Stolliday

PayPal credit it simple to use and helps spread paym...

5
PayPal credit it simple to use and helps spread payments for purchases Reviewed on: 29th May 2024
Louise C's avatar
Louise C

paypal is always the option I use when buying goods...

5
paypal is always the option I use when buying goods its a safe way to pay by Reviewed on: 29th May 2024
Jan Lainton's avatar
Jan Lainton

PayPal is great

5
Any problems I have had PayPal have sorted them without any stress I have always been pleased Reviewed on: 29th May 2024
Margaret H's avatar
Margaret H

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