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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Dayly use as finance backup payment

Dayly use as finance backup payment Reviewed on: 17th April 2026

Easy to use, good service.

Easy to use, good service. Would recommend. Reviewed on: 17th April 2026

Exceptional

A excellent company with the knowledge to look after their clients Reviewed on: 17th April 2026

Great service and easy access to payments and money

Great service and easy access to payments and money Reviewed on: 17th April 2026

It’s good when you need to make a larger purchase an...

It’s good when you need to make a larger purchase and want to pay it off later Reviewed on: 17th April 2026

Always helpful when I have a problem.

Always helpful when I have a problem. Super easy to use. Always handy when I need to buy unexpected items and haven’t got the money. I can always relying on PayPal to get me out of a pickle. Reviewed on: 17th April 2026

Safe and easy do all your shopping and not reveal an...

Safe and easy do all your shopping and not reveal any bank details Reviewed on: 17th April 2026

Reliable, Secure and Simple

Reliable, Secure and Simple. Everytime I need to use the Paypal Credit service, I am amazed at how simple it is to use right from ease of access to knowing the T&Cs and not to mention the Pay Later options which makes the experience even special. Reviewed on: 17th April 2026

Late payment processing or bill payment

Late payment processing or bill payment Reviewed on: 17th April 2026

It's been easy to use and to get a card.

It's been easy to use and to get a card. The interest rate is a little high but otherwise I don't have any complaints. Honestly not sure what else to put, it's a credit card and I've found it useful which is most of what you need. Reviewed on: 17th April 2026

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