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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145379 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145379)

Excellent but i have increase credit

Excellent but i have increase credit Reviewed on: 17th April 2026

Excellent service

It's help a lot during my difficult time financially Reviewed on: 17th April 2026

Good good good gooood goooooood gooooooooooooood

Good good good gooood goooooood gooooooooooooood Reviewed on: 17th April 2026

Great bank, lots of benefits, credit card giving 4 m...

Great bank, lots of benefits, credit card giving 4 months interest free is best on market! Reviewed on: 17th April 2026

15 years with PayPal and will spend more!

I have been using PayPal more then 15 years , excellent peace of mind when you pay online and can track the finances. Easy pay in 4 months interest free payment , easy way to not burden ourselves too much when needed basics. Reviewed on: 17th April 2026

app easy to use and the 0% interest over 4 months a...

app easy to use and the 0% interest over 4 months a great way to spread the cost of larger purchases Reviewed on: 17th April 2026

Excellent service and customer service always provided.

Excellent service and customer service always provided. Reviewed on: 17th April 2026

Simple to use when checking out.

Simple to use when checking out. Nearly all retailers accept pay pal credit which makes payments so much easier Reviewed on: 17th April 2026

First rate response to a non delivery

First rate response to a non delivery quickly rectified and my funds were reimbursed within a short time Reviewed on: 17th April 2026

Only positive vibes

Every issue I have had has been dealt with fast and efficiently Reviewed on: 17th April 2026

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