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PayPal: PayPal Credit reviews

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4.90
Based on 82,330 reviews, last reviewed 23rd Apr 2026
2908700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a really great experience with PayPal Credi... I’ve had a really great experience with PayPal Credit so far. It was super easy to get started, and the whole process didn’t take much time at all. I ... Read more Reviewed on: 23rd April 2026
Chandra's avatar
Chandra

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82330)

Paypla gives credit to use when you don't have money...

5
Paypla gives credit to use when you don't have money it's really helps. Reviewed on: 29th May 2024
Biruntha's avatar
Biruntha

Great service

5
Great service, it's easy to setup and to pay extra or pay off early if wanted. Reviewed on: 29th May 2024
Jade's avatar
Jade

Fast, easy transactions

5
Fast, easy transactions with enough oversight to ensure you are within your means Reviewed on: 29th May 2024
Keith F's avatar
Keith F

Couldn't recommend more

5
I've never had a bad experience, it's well organised, easy to set up and the terms are very clear. On the one occasion where I had made an error I spoke to customer service who went above and beyond to help me and resolved the issue within a few minutes. I find PayPal Credit to be a really helpful option for larger purchases for which I'd prefer to spread the cost, especially during the cost of living crisis. Reviewed on: 29th May 2024
Rhiannon W's avatar
Rhiannon W

Love how easy it is to pay family members for the li...

4
Love how easy it is to pay family members for the little bits and Bob's of every day life spending . Also when I buy something off the Internet I feel safe that no one has my personal bank details . Love the credit as well Reviewed on: 29th May 2024
Wendy's avatar
Wendy

5* as I feel safe using PayPal.

5
Much easier having the credit available, so I can purchase online easily & payback later at payday, and don’t need to worry. Reviewed on: 29th May 2024
Lozzer's avatar
Lozzer

wish they would give more 0 percent

4
wish they would give more 0 percent Reviewed on: 29th May 2024
ben c's avatar
ben c

Flexible

5
Its help me spread out payments. Reviewed on: 29th May 2024
Jamie L's avatar
Jamie L

Hassle-free Credit

5
Hassle-free transactions, payments and customer comms. Easy to understand breakdown of charges and changes. Credit limits are applied realistically which ensures no over extension of ability to make repayments. Reviewed on: 29th May 2024
JvR's avatar
JvR

Easy to use and I can buy items when I...

5
Easy to use and I can buy items when I need them Reviewed on: 29th May 2024
Pat's avatar
Pat

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