Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145386 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145386)

Very handy and user friendly, interest rates are fai...

Very handy and user friendly, interest rates are fair also paying in full option over a period of time with no interest is excellent Reviewed on: 17th April 2026

I always try to pay within the interest free period.

I always try to pay within the interest free period. Reviewed on: 17th April 2026

It's simple.

Always available and easy to use Reviewed on: 17th April 2026

I had a problem with credit card, didn’t really unde...

I had a problem with credit card, didn’t really understand why or what was happening. Gladly I didn’t feel judged on the phone for not knowing how it supposed to work, and they have explained in plain English. Reviewed on: 17th April 2026

great, just does what i need so very happy

great, just does what i need so very happy Reviewed on: 17th April 2026

Easy to use, excellent service.

Easy to use, excellent service. Sometimes come in use when funds are short but need something in a hurry Reviewed on: 17th April 2026

Pay in 3.

I love being about to pay in 3. I can spend more money but spread out over 3mths otherwise I could buy allot of the things I do. Reviewed on: 17th April 2026

Very simple and easy to use, never had any issues...

Very simple and easy to use, never had any issues Reviewed on: 17th April 2026

Great way of payment

Easy to use as a way of payment, easy access to app Reviewed on: 17th April 2026

Needed to buy something.

Needed to buy something. It worked perfectly, thank you. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76344 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub