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PayPal: PayPal Credit reviews

4.90
Based on 82,508 reviews, last reviewed 23rd Apr 2026
2925200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always feel safe using PayPal. I always feel safe using PayPal. Everything is smooth and seamless, and even when I’ve had issues with certain transactions or accounts, they’ve handl... Read more Reviewed on: 23rd April 2026
Nico's avatar
Nico

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82508)

I love PayPal

5
I love Paypal and have excellent experience with it for 10 years ish Reviewed on: 29th May 2024

Paypal is great and super easy to use

5
Paypal is great and super easy to use Reviewed on: 29th May 2024

Pay Pal credit

5
Easy to use easy to set up recommended Reviewed on: 29th May 2024

Safe and secure

5
I feel safe and secure with Pay Pal and feel that they have my back Reviewed on: 29th May 2024

I used PayPal credit to get some real collectors ite...

5
I used PayPal credit to get some real collectors items and I love it. Great service on all accounts Reviewed on: 29th May 2024

PayPal credit is easy and convenient to use, the use...

5
PayPal credit is easy and convenient to use, the user interface is very user friendly Reviewed on: 29th May 2024

Makes it easy to buy presents and spread the cost

5
Makes it easy to buy presents and spread the cost Reviewed on: 29th May 2024

Very accessible and highly recommended

5
Very accessible everywhere you are and easy to use. Reviewed on: 29th May 2024

Great help

5
The chat line lady was very helpful Reviewed on: 29th May 2024

A Greenhouse at last

5
I was at first unsure about getting credit until I spoke direct with PayPal customer service, who reassured me on how credit works. Being retired I found it hard to get the full amount for the Greenhouse that I always wanted. With PayPal credit I am now a proud owner of a Greenhouse and I won't pay interest and only need to pay in four months, longer if I wish. A big thank you to PayPal. Reviewed on: 29th May 2024

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