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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145399 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145399)

Always safe to purchase or pay to someone.

Always safe to purchase or pay to someone. Reviewed on: 17th April 2026

First time when I used paypal credit I was thinking...

First time when I used paypal credit I was thinking of a silent friend which was able to help me without too many questions. Since then, I am grateful to use it over and over again. Reviewed on: 17th April 2026

Peace of mind

It is really good because it gives you time to pay for items. In today’s financial climate I’m finding that really necessary Reviewed on: 17th April 2026

I've always had a good experience with paypal credit...

I've always had a good experience with paypal credit, especially with its interest free if over £99 it has made larger purchases easier as I can spread the payments out over a couple of months rsther than having to pay it out in one lump sum Reviewed on: 17th April 2026

A very reputable company which provides support to i...

A very reputable company which provides support to its customers. Reviewed on: 17th April 2026

PayPal has helped me

PayPal has helped me by being accessible over a range of platforms and making purchases payments and transfers simple Reviewed on: 17th April 2026

Great Customer Service

I had an issue about the App and called customer service. The lady on the phone tried to help me every possible way she could. I was imressed. Reviewed on: 17th April 2026

PayPal credit review

I like to. Use PayPal credit it always helps me when I am out of money Reviewed on: 17th April 2026

Shahzada

Easy and friendly communication by app Reviewed on: 17th April 2026

Easy to use, friendly, nice interface, nice benefits...

Easy to use, friendly, nice interface, nice benefits and options. Reviewed on: 17th April 2026

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