Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,759 reviews, last reviewed 23rd Apr 2026
2947800% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit limits with no hassles Good credit limits with no hassles Reviewed on: 23rd April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (82759)

Tried and tested solution for online shopping with a...

5
Tried and tested solution for online shopping with an intuitive app that clearly explains all the information you need to manage your purchases and payments Reviewed on: 30th May 2024
GraemeG's avatar
GraemeG

Accessible and reliable

5
Applying for PayPal credit was very easy and keeping up to date with my payments and accessing info is simple to do Reviewed on: 30th May 2024
Laurenxx's avatar
Laurenxx

Use PayPal credit 4 months 0% on a regular basis

5
Use PayPal credit 4 months 0% on a regular basis, makes paying for larger items convenient and has always been hassle free, never had to use customer service for any issues as never had the need. Reviewed on: 30th May 2024
Robert B's avatar
Robert B

PayPal Credit is a lifesaver!

5
I’m a Uni student, and PayPal Credit has been a life saver. It has helped me to pay for things like equipment for uni, household items, healthcare items etc, even though I didn’t have the money to hand. It doesn’t let me borrow enough to put myself in debt, but just enough to help me out when I need to pay for something. Thank you PayPal! Reviewed on: 30th May 2024
Will M's avatar
Will M

Really easy and convenient good customer service

5
Really easy and convenient good customer service Reviewed on: 30th May 2024
JENNIFER D's avatar
JENNIFER D

PayPal Credit has been useful

5
The four months interest free payments (on transactions over £100) on PayPal Credit has been really useful for budgeting around holidays. Reviewed on: 30th May 2024
James's avatar
James

PayPal credit helped me achieve my dream of buying a...

5
PayPal credit helped me achieve my dream of buying an American made guitar I’ve wanted for years. Payed off in four months with no interest made this possible, I’m more than pleased with the overall service Reviewed on: 30th May 2024
Rusty J's avatar
Rusty J

Easy to use , app is perfect ,4 months intrest free...

5
Easy to use , app is perfect ,4 months intrest free is perfect Reviewed on: 30th May 2024
Thomas 's avatar
Thomas

Came in really handy at a stressful financial time

5
Came in really handy at a stressful financial time Reviewed on: 30th May 2024
Ali's avatar
Ali

Quick, easy and useful

5
I use PayPal almost weekly to securely send money to relatives and friends who live abroad. I have also used the credit facility to make several payments which make it easy to manage my budget. In the past I purchased crypto but that facility is no longer available Reviewed on: 30th May 2024
Stewart C's avatar
Stewart C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill