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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

Easy to use and highly recommend.

Easy to use and highly recommend. Reviewed on: 17th April 2026

Highly Recommend and Easy To Repay With Repayment Plan

PayPal credit is great and very easily repaid with an installments too. It has really been beneficial to me especially when I have been really struggling financially with the cost of living and having to support my children during tough times. Reviewed on: 17th April 2026

Beneficial option

Nice to have the option of paying for goods in instalments at 0 interest Reviewed on: 17th April 2026

overall helpful especially debit card and pay in 3

overall helpful especially debit card and pay in 3 Reviewed on: 17th April 2026

My 10 years of experience with PayPal

Paypal has helped me with equally with making, saving, and paying money. The flexibility of utility is perfect for personal use - you'd have a hard time trying to imagine what more you would need from Paypal. Reviewed on: 17th April 2026

Great options for the payments and shopping services

Great options for the payments and shopping services Reviewed on: 17th April 2026

Allways deal with any problems quickly and easily ha...

Allways deal with any problems quickly and easily had few problems with sellers online but PayPal took care of the refunds realy quickly I’ll always use PayPal for all my online purchases as it is safe and rewarding I would recommend PayPal 100% Reviewed on: 17th April 2026

excellent customer service

excellent customer service and easy use Reviewed on: 17th April 2026

Great company.

Great company. Have an option to pay within 3 months interest free. That really does help. Reviewed on: 17th April 2026

Peace of mind

I always have peace of mind when ordering and have little stress when thers been a problem Reviewed on: 17th April 2026

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