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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145409)

Amazing and very happy.

5
Amazing and very happy. Good service and very helpful. I used many times. Reviewed on: 17th April 2026

I have had PayPal for many years now & everything st...

5
I have had PayPal for many years now & everything straight forward I have nothing but praise for it Reviewed on: 17th April 2026

Excellent!

5
Completely happy with the service… Al nice and easy!! Reviewed on: 17th April 2026

Since I became an adult, I have been using PayPal, i...

5
Since I became an adult, I have been using PayPal, it is a convenient payment option, I recommend it to everyone Reviewed on: 17th April 2026

Never had any issues with using PayPal

5
Never had any issues with using PayPal Reviewed on: 17th April 2026

PayPal is my go to everytime

5
I consider using paypal for every purchase I make wherever possible, as I feel they have the safety factor far more than any other. Reviewed on: 17th April 2026

It works simple

5
What’s not to love it works. I can’t complain Reviewed on: 17th April 2026

Amazing experience

5
Amazing experience very quick and efficient Reviewed on: 17th April 2026

PayPal credit is easy to use online and very quick

5
PayPal credit is easy to use online and very quick Reviewed on: 17th April 2026

Paypal credit is a very good way to use finance in a...

5
Paypal credit is a very good way to use finance in a affordable way thats not always available for lower earners Reviewed on: 17th April 2026

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