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PayPal: PayPal Credit reviews

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4.90
Based on 82,970 reviews, last reviewed 23rd Apr 2026
2967000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay-pal It’s the best for spending money. Pay-pal It’s the best for spending money. Reviewed on: 23rd April 2026
Gurkan Demirtas 's avatar
Gurkan Demirtas

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82970)

I found PayPal credit fantastic

5
I found PayPal credit great for buying larger costing items I can pay off monthly like my laptop which I need now for study after my current one broke. So easy to use and get set up with direct debit. I found customer experience I've had such PayPal professional and helpful. I recommend it highly to anyone. Reviewed on: 30th May 2024
Danielle's avatar
Danielle

Excellent

5
Excellent for payment's and very easy to setup Reviewed on: 30th May 2024
G H's avatar
G H

Extremely easy to use, and works flawlessly through...

5
Extremely easy to use, and works flawlessly through many applications Reviewed on: 30th May 2024
Darren's avatar
Darren

Easy to use and great offers on credit.

5
Easy to use and great offers on credit. Reviewed on: 30th May 2024
Yoanna T's avatar
Yoanna T

Very good and quick service , it's make life easy du...

5
Very good and quick service , it's make life easy due to its security and easy access. I always recommend to friend to use the PayPal if we have any trust issue with the seller during online transaction. Reviewed on: 30th May 2024
VISHAL D's avatar
VISHAL D

Great Service

5
Gives a great service for buying larger items to pay off over a period of time Reviewed on: 30th May 2024
Ally Bally Bee's avatar
Ally Bally Bee

Love Paypal

5
my car broke down and I have no money, I bought parts through PayPal Credit, it turned out that I didn't have to pay interest for 4 months, great Reviewed on: 30th May 2024
Pawel N's avatar
Pawel N

Easy peasy lemon squeezy credit plans

5
It's incredibly easy to understand and all the information is presented upfront along with total costs incurred for a credit plan - Nothing hidden, no nonsense along and a well presented website. The pay in 3 option is another amazing option offered as part of their credit plans. Reviewed on: 30th May 2024
Adam R's avatar
Adam R

PayPal - top notch!

5
I got scammed by a trading company. The customer service team were so very helpful and gave me sound advice for the future. It wasn’t a lot to some but to me it was and They gave me a credit which in this day is so very much appreciated!! But to be perfectly honest every time I’ve had any issues they’ve always been top notch at sorting out anything I’ve thrown their way which is why I continue to use PayPal and PayPal credit Daily! Thank you ☺️ Reviewed on: 30th May 2024
Kimberley Jane's avatar
Kimberley Jane

Paypal is absolutely brilliant.

5
Paypal is absolutely brilliant. Great for paying for purchases safely. Fantastic customer service. Trust PayPal with all my transactions. The PayPal app on my phone great for checking my spending. Gives plenty of time to pay outstanding amounts owing. Reviewed on: 30th May 2024
Bev Mummery's avatar
Bev Mummery

Review PayPal: PayPal Credit now

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